Laura Jewett

Laura Jewett

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Closed

$295,000

($211,580 down)
FHA

844 Plumas Avenue, Oroville, CA 95965

2
1
1,101 sqft
PITI Monthly
$752.67 /mo

Listing courtesy of: Kathy Robertson, Real Brokerage Technologies, Inc

Assumed Rate

4.3%
7.15%

Principal & Interest

$527 /mo
$720 /mo

What's Special

FRESH PAINT
DINING
MODERN
HARDWOOD FLOORS
OUTDOOR LIVING SPACE
DECK
PATIO
SPRINKLER SYSTEM

This 1947 home offers a distinctive charm that's anything but ordinary. Featuring 2 bedrooms and 1 bath, it boasts high ceilings and stunning red oak hardwood floors in the living and dining areas. The bedrooms have been newly carpeted, and the home showcases arched entries, recessed and specialty lighting, and custom interior and exterior paint. Modern updates include a tankless water heater, central heating and air conditioning, dual-pane windows, and new gutters with downspouts. Enjoy the covered front deck entry, a patio in the back, and a pergola for added outdoor living space. The property also includes RV hookups, an above-ground pool, a fruit tree, and a completely fenced backyard with a sprinkler system. Set on a .27-acre corner lot, it features a shed and is conveniently located near Thermalito area schools with easy access to Hwy 70 and Hwy 99. Additional features include a garage/shop with a bathroom and washer/dryer hookups, with potential to be converted into an accessory dwelling unit (ADU). Most financing options should be available for this home, and RV parking is also a possibility. With fresh paint and new carpet throughout, this home is ready for you to move in and make it your own.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.3
Remaining Loan Term
19 years, 0 months
Monthly PITI
$752.67/mo
Estimated Loan Balance
$83,874
Cash to close
$211,580
Interest Paid
$45,095

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 1
Cooling & Heating
  • Cooling: CentralAir, EvaporativeCooling
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Wood

Exterior

Fencing
  • Fencing: ChainLink, Wood
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: Yes
  • Pool Features: AboveGround, Private

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Composition
Condition
  • Year Built: 1947
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Biking, Foothills, Fishing, Golf, Hiking, Hunting, Lake, Rural, WaterSports
HOA
  • Has HOA: No
Location
  • Region: Oroville

Financial Details

  • Price per Sqft: $267.94
  • Tax Annual Amount: $
  • On Market Date: 2024-09-20T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $211,580 (72%)
You can enter any amount below - secondary financing will cover the difference if needed.
72%
$

You cover the entire equity of $211,580!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.3% Sellers Rate
$83,420
Your Cash:$211,580
Total Purchase Price:$295,000

Assumed vs Traditional Mortgage

Assumed @ 4.3%
$527/mo
Traditional @ 7.5%
$746/mo
You save $219/month ($2,630/year)

*Secondary financing rates are an estimated value based on input

MLS ID: OR24186231

Listing From:

Last updated: 2024-12-10T17:27:43.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.3%
7.15%

Principal & Interest

$527 /mo
$720 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $211,580 (72%)
You can enter any amount below - secondary financing will cover the difference if needed.
72%
$

You cover the entire equity of $211,580!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.3% Sellers Rate
$83,420
Your Cash:$211,580
Total Purchase Price:$295,000

Assumed vs Traditional Mortgage

Assumed @ 4.3%
$527/mo
Traditional @ 7.5%
$746/mo
You save $219/month ($2,630/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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