Laura Jewett

Laura Jewett

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Closed

$600,000

($160,236 down)
VA

8435 S 22ND Drive, Phoenix, AZ 85041

4
3
2,496 sqft
PITI Monthly
$2,392.19 /mo

Listing courtesy of: Christopher L Stedman, eXp Realty

Assumed Rate

2.87%
7.15%

Principal & Interest

$1,940 /mo
$3,160 /mo

What's Special

LOCATION
GATED COMMUNITY
SPACIOUS
MOVE-IN READY
FIREPLACE
PATIO
MOUNTAIN VIEWS

This home is a family or entertainer's dream. As you enter the foyer, you are greeted by a spacious front patio with beautiful mountain views and the park. Each evening you can watch stunning sunsets as day turns to night. Being one of the most immaculately taken care of homes you will ever see, there is a true pride of ownership. Entering through the front door, you'll feel the brightness and warmth of the natural light. The openness, high ceilings, and split floor-plan hit in all the right places. With 4 bedrooms and 3 bathrooms, this home has all the space you will ever need. The chefs kitchen features a large waterfall island with breakfast bar, quartz counters, custom cabinets, gas stove, a farmhouse sink, walk-in pantry, and tiled backsplash. The easy maintenance backyard has a spacious covered patio with multiple fans, covered in travertine. The gas fireplace has direct views of South Mountain, and is the perfect place to relax after a long day. The home also comes with custom window shades, an enormous laundry room, oversized lot, and 3 car garage. Being located in Silva Estates, an exclusive gated community with only 67 homes, this location has all the amenities while still being very private. This home shows like new and is truly move-in ready!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.87
Remaining Loan Term
26 years, 5 months
Monthly PITI
$2,392.19/mo
Estimated Loan Balance
$451,121
Cash to close
$160,236
Interest Paid
$46,289

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Refrigeration, Programmable Thmstat, Ceiling Fan(s), ENERGY STAR Qualified Equipment
  • Heating: Electric
Features
  • Materials: Painted, Stucco, Frame - Wood
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Exterior Fireplace, Gas
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: Yes
  • Carport Spaces: 3
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family - Detached
  • Architectural Style: Ranch
Materials
  • Painted, Stucco, Frame - Wood
  • Roof: Tile
Condition
  • Year Built: 2021
Details
  • Builder: Elliot Homes

Community & HOA

Community
  • Subdivision: SILVA MOUNTAIN UNIT 3 PARCEL 9
  • Features: Gated Community, Playground, Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: Silva Estate
  • HOA Amenities: Unknown
  • HOA Fee: $180
  • HOA Frequency: $Monthly
Location
  • Region: Phoenix

Financial Details

  • Price per Sqft: $240.38
  • Tax Annual Amount: $3425
  • On Market Date: 2024-05-31T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $160,236 (27%)
You can enter any amount below - secondary financing will cover the difference if needed.
27%
$

You cover the entire equity of $160,236!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.87% Sellers Rate
$439,764
Your Cash$160,236
Total Purchase Price:$600,000

Assumed vs Traditional Mortgage

Assumed @ 2.87%
$1,940/mo
Traditional @ 7.5%
$3,278/mo
You save $1,338/month ($16,057/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6711634

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2024-08-08T09:00:46.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.87%
7.15%

Principal & Interest

$1,940 /mo
$3,160 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $160,236 (27%)
You can enter any amount below - secondary financing will cover the difference if needed.
27%
$

You cover the entire equity of $160,236!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.87% Sellers Rate
$439,764
Your Cash$160,236
Total Purchase Price:$600,000

Assumed vs Traditional Mortgage

Assumed @ 2.87%
$1,940/mo
Traditional @ 7.5%
$3,278/mo
You save $1,338/month ($16,057/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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