Laura Jewett

Laura Jewett

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$749,000

($287,790 down)
FHA

840 Avena Drive, Elizabeth, CO 80107

5
4
2,918 sqft
PITI Monthly
$3,242.06 /mo

Listing courtesy of: Stephen Berg, 8z Real Estate

Assumed Rate

2.96%
7.15%

Principal & Interest

$2,103 /mo
$3,387 /mo

What's Special

DINING
MODERN
FIREPLACE
WALK-IN CLOSET
FINISHED BASEMENT
HOME OFFICE
IRRIGATION SYSTEM

Beautiful home with modern finishes, designer updates, and flooded with light. This property backs to privately owned acreage property giving the owner a sense of peace and calm looking out over open space. The layout is large, with an open-concept living, complete with a double-height ceiling in the main living space, with south-facing windows that flood the space with natural light. The living room has a large fireplace and built-out with trim and custom moulding that stretches all the way to the ceiling. Additionally, there are custom shades that span the two floors, framing in the large picture windows. The kitchen is large with a massive island, granite counters, corner pantry, stainless appliances, wood cabinets, gas range, and plenty of storage. The dining area overlooks the back yard and the acres of undeveloped land. Off the dining, is a second office nook, perfect for that work-from-home space. The front of the house has a large main floor bedroom - perfect for that home office space. Upstairs you'll find four bedrooms, and three baths. The primary bedroom has two large walk-in closets, an en-suite bath and south-facing sunlit views. The secondary bedroom has an en-suite bath, and the third and fourth bedroom share an en-suite jack-n-jill bath. A large unfinished basement is perfect for storage, or a place for the kids to play, or even that home-workshop space. This modern home has all the conveniences of a new build, with two HVAC systems, and a massive four-car garage. The back yard is large, with an irrigation system, Kentucky bluegrass lawn, and large spaces on each side of the home to put in a dog run. This is a prime lot in the neighborhood on a quiet street, that backs to views of acreage land. Don't miss the opportunity to jump on this rare site in a pristine neighborhood!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.96
Remaining Loan Term
26 years, 3 months
Monthly PITI
$3,242.06/mo
Estimated Loan Balance
$463,134
Cash to close
$287,790
Interest Paid
$53,466

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 5
  • Bathrooms: 4
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Frame
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Great Room
  • Flooring: Carpet, Tile, Vinyl, Wood

Exterior

Fencing
  • Fencing: Full
Roof
  • Roof: Architecural Shingle, Composition
Parking
  • Garage: Yes
  • Garage Spaces: 4
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Frame
  • Roof: Architecural Shingle, Composition
Condition
  • Year Built: 2020
Details
  • Builder: Lennar

Community & HOA

Community
  • Subdivision: Ritoro
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name: Ritoro
  • HOA Amenities: Unknown
  • HOA Fee: $50
  • HOA Frequency: $Monthly
Location
  • Region: Elizabeth

Financial Details

  • Price per Sqft: $256.68
  • Tax Annual Amount: $6804
  • On Market Date: 2025-03-20T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $287,790 (38%)
You can enter any amount below - secondary financing will cover the difference if needed.
38%
$

You cover the entire equity of $287,790!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.96% Sellers Rate
$461,210
Your Cash$287,790
Total Purchase Price:$749,000

Assumed vs Traditional Mortgage

Assumed @ 2.96%
$2,103/mo
Traditional @ 7.5%
$3,513/mo
You save $1,410/month ($16,916/year)

*Secondary financing rates are an estimated value based on input

MLS ID: REC6772136

Listing From: recolorado

Last updated: 2025-04-03T22:43:21.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.96%
7.15%

Principal & Interest

$2,103 /mo
$3,387 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $287,790 (38%)
You can enter any amount below - secondary financing will cover the difference if needed.
38%
$

You cover the entire equity of $287,790!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.96% Sellers Rate
$461,210
Your Cash$287,790
Total Purchase Price:$749,000

Assumed vs Traditional Mortgage

Assumed @ 2.96%
$2,103/mo
Traditional @ 7.5%
$3,513/mo
You save $1,410/month ($16,916/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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