Laura Jewett

Laura Jewett

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Closed

$164,900

($17,630 down)
VA

837 18th Avenue N, Saint Cloud, MN 56303

2
1
980 sqft
PITI Monthly
$1,195.9 /mo

Listing courtesy of: , Coldwell Banker Realty

Assumed Rate

6.26%
7.15%

Principal & Interest

$923 /mo
$1,012 /mo

What's Special

DINING
SPACIOUS
CHARMING
COZY

Charming and cozy! An abundance of natural light throughout creates a warm and inviting ambiance, making this home feel comfortable and welcoming to all who enter. The spacious kitchen and dining area flow effortlessly into the living room, providing a perfect space for entertaining guests or spending time with family and friends. This home features two main floor bedrooms, an updated bathroom and a family room. Storage won't be an issue, as there's ample space in the basement as well as the convenient back entry closet. The large yard has been fully fenced in with a maintenance free privacy fence and will stay lush and green all summer utilizing it's own sand point well. Conveniently located near Centennial Park, this sweet little home is the perfect spot for anyone who enjoys gardening, outdoor activities or simply relaxing in your own private outdoor space. Don't miss this one, schedule a showing today!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
6.26
Remaining Loan Term
28 years, 1 months
Monthly PITI
$1,195.9/mo
Estimated Loan Balance
$147,882
Cash to close
$17,630
Interest Paid
$17,777

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 1
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Metal Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Privacy, Vinyl
Roof
  • Roof: Age Over 8 Years, Asphalt
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Metal Siding
  • Roof: Age Over 8 Years, Asphalt
Condition
  • Year Built: 1946
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Villa Park Add
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Saint Cloud

Financial Details

  • Price per Sqft: $168.27
  • Tax Annual Amount: $1472
  • On Market Date: 2024-09-24T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $17,630 (11%)
You can enter any amount below - secondary financing will cover the difference if needed.
11%
$

You cover the entire equity of $17,630!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.26% Sellers Rate
$147,270
Your Cash$17,630
Total Purchase Price:$164,900

Assumed vs Traditional Mortgage

Assumed @ 6.26%
$923/mo
Traditional @ 7.5%
$1,049/mo
You save $126/month ($1,514/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6604669

Listing From: northstar

Last updated: 2024-11-25T20:24:02.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.26%
7.15%

Principal & Interest

$923 /mo
$1,012 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $17,630 (11%)
You can enter any amount below - secondary financing will cover the difference if needed.
11%
$

You cover the entire equity of $17,630!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.26% Sellers Rate
$147,270
Your Cash$17,630
Total Purchase Price:$164,900

Assumed vs Traditional Mortgage

Assumed @ 6.26%
$923/mo
Traditional @ 7.5%
$1,049/mo
You save $126/month ($1,514/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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