Laura Jewett

Laura Jewett

Property SearchContact
primary-1
primary-2primary-3
Active

$520,000

($73,597 down)
VA

832 Spring Valley Drive, Divide, CO 80814

4
3
2,570 sqft
PITI Monthly
$1,774.92 /mo

Listing courtesy of: Jordan Cassalia, Real Broker, LLC DBA Real

Assumed Rate

2.18%
7.15%

Principal & Interest

$1,470 /mo
$2,976 /mo

What's Special

MODERN
DECK
COZY

This mountain chalet is nestled in the highly sought-after Spring Valley neighborhood. Featuring 4 bedrooms and 3 bathrooms, this rustic yet lovingly updated home offers the perfect balance of cozy mountain living and modern convenience. Step onto the wraparound deck and take in the peaceful mountain scenery —a tranquil setting for morning coffee or evenings under the stars. Inside, the walkout basement provides a warm and versatile space, perfect for guests or a quiet retreat. The main level maintains its cabin charm while offering the opportunity to make it your own. Recent updates include new windows, water heater, furnace, kitchen appliances, and fresh interior paint. Whether you’re looking for a weekend getaway or a full-time mountain retreat, this home is ready for your personal touches. Schedule your private tour today!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.18
Remaining Loan Term
36 years, 7 months
Monthly PITI
$1,774.92/mo
Estimated Loan Balance
$441,042
Cash to close
$73,597
Interest Paid
$34,112

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Ceiling Fan(s)
  • Heating: Forced Air
Features
  • Materials: Frame
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Basement, Main Level, Two
  • Flooring: Carpet, Vinyl, Luxury Vinyl

Exterior

Fencing
  • Fencing:
Roof
  • Roof: Shingle
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Septic Tank
  • Water Source: Assoc/Distr
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Chalet
Materials
  • Frame
  • Roof: Shingle
Condition
  • Year Built: 1973
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Spring Valley
  • Features: Lake, Park
HOA
  • Has HOA: No
Location
  • Region: Divide

Financial Details

  • Price per Sqft: $202.33
  • Tax Annual Amount: $1659
  • On Market Date: 2025-01-02T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $73,597 (14%)
You can enter any amount below - secondary financing will cover the difference if needed.
14%
$

You cover the entire equity of $73,597!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.18% Sellers Rate
$446,403
Your Cash$73,597
Total Purchase Price:$520,000

Assumed vs Traditional Mortgage

Assumed @ 2.18%
$1,470/mo
Traditional @ 7.5%
$3,104/mo
You save $1,634/month ($19,605/year)

*Secondary financing rates are an estimated value based on input

MLS ID: REC8368558

Listing From: recolorado

Last updated: 2025-03-21T18:19:21.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.18%
7.15%

Principal & Interest

$1,470 /mo
$2,976 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $73,597 (14%)
You can enter any amount below - secondary financing will cover the difference if needed.
14%
$

You cover the entire equity of $73,597!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.18% Sellers Rate
$446,403
Your Cash$73,597
Total Purchase Price:$520,000

Assumed vs Traditional Mortgage

Assumed @ 2.18%
$1,470/mo
Traditional @ 7.5%
$3,104/mo
You save $1,634/month ($19,605/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

Powered By UMe.

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

equal-housing

© is committed to and abides by the Fair Housing Act of Equal Opportunity.