Laura Jewett

Laura Jewett

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$499,000

($95,553 down)
FHA

831 Blaine Avenue, Fillmore, CA 93015

2
2
612 sqft
PITI Monthly
$3,529.56 /mo

Listing courtesy of: Jessica Jackson, Keller Williams West Ventura County

Assumed Rate

6.85%
7.15%

Principal & Interest

$2,657 /mo
$2,739 /mo

What's Special

SPACIOUS
RENOVATED
PATIO
CHARMING
AFFORDABLE

This charming two-bedroom home sits on a spacious lot with breathtaking views of Fillmore's picturesque mountains. Recently renovated in 2022, the home features a beautifully updated bathroom, along with new windows, electrical, plumbing, flooring, and a new roof.The front of the home offers a designated parking spot, or you can enclose the space to create a private patio, extending your outdoor living area. With its expansive lot, the possibilities for customization are endless.At the back of the home, a dedicated laundry area provides space for your washer and dryer, along with a separate toilet for added convenience.If Ventura's high prices are pushing you out, this affordable gem keeps you just minutes from everything Ventura County has to offer--without the hefty price tag!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.85
Remaining Loan Term
29 years, 5 months
Monthly PITI
$3,529.56/mo
Estimated Loan Balance
$404,150
Cash to close
$95,553
Interest Paid
$16,163

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: WallWindowUnits
  • Heating: None
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Wood
Roof
  • Roof: Unknown
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1949
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Mountainous
HOA
  • Has HOA: No
Location
  • Region: Fillmore

Financial Details

  • Price per Sqft: $815.36
  • Tax Annual Amount: $6237.5
  • On Market Date: 2025-03-05T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $95,553 (19%)
You can enter any amount below - secondary financing will cover the difference if needed.
19%
$

You cover the entire equity of $95,553!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.85% Sellers Rate
$403,447
Your Cash$95,553
Total Purchase Price:$499,000

Assumed vs Traditional Mortgage

Assumed @ 6.85%
$2,657/mo
Traditional @ 7.5%
$2,841/mo
You save $184/month ($2,206/year)

*Secondary financing rates are an estimated value based on input

MLS ID: V1-28514

Listing From:

Last updated: 2025-03-19T18:11:08.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.85%
7.15%

Principal & Interest

$2,657 /mo
$2,739 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $95,553 (19%)
You can enter any amount below - secondary financing will cover the difference if needed.
19%
$

You cover the entire equity of $95,553!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.85% Sellers Rate
$403,447
Your Cash$95,553
Total Purchase Price:$499,000

Assumed vs Traditional Mortgage

Assumed @ 6.85%
$2,657/mo
Traditional @ 7.5%
$2,841/mo
You save $184/month ($2,206/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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