Laura Jewett

Laura Jewett

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$420,000

($198,959 down)
FHA

82940 Via Aldea, Indio, CA 92201

3
2
1,573 sqft
PITI Monthly
$1,893.25 /mo

Listing courtesy of: Tanya Moreno, C 21 Coachella Valley RE

Assumed Rate

3.62%
7.15%

Principal & Interest

$1,112 /mo
$1,648 /mo

What's Special

GATED COMMUNITY
SPACIOUS
MODERN
FIREPLACE
CHARMING
COZY

Welcome to this charming three-bedroom, two-bathroom home, nestled in the gated community Aldea in central Indio, famously known as the 'City of Festivals.' Offering over 1,573 sq ft of living space, this home features an open floor plan perfect for modern living. The cook's kitchen includes a center island, ideal for meal prep and gathering, while the cozy fireplace in the living area invites relaxation. Spacious primary suite with access to backyard. This home has fantastic potential for customization. Bring your love, imagination & a little elbow grease. Don't miss out on this wonderful opportunity.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.62
Remaining Loan Term
24 years, 11 months
Monthly PITI
$1,893.25/mo
Estimated Loan Balance
$307,831
Cash to close
$198,959
Interest Paid
$42,685

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central, ForcedAir, Fireplaces
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: GasStarter, LivingRoom
  • Flooring: Carpet, Laminate

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: Yes
  • Pool Features: Community, InGround

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Traditional
Materials
  • Stucco
  • Roof: Tile
Condition
  • Year Built: 2004
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Aldea at Jackson
  • Features: Gated, Pool
HOA
  • Has HOA: Yes
  • HOA Name: The Harrison Group
  • HOA Amenities: Unknown
  • HOA Fee: $215
  • HOA Frequency: $Monthly
Location
  • Region: Indio

Financial Details

  • Price per Sqft: $267.01
  • Tax Annual Amount: $5250
  • On Market Date: 2024-10-25T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $198,959 (47%)
You can enter any amount below - secondary financing will cover the difference if needed.
47%
$

You cover the entire equity of $198,959!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.62% Sellers Rate
$221,041
Your Cash$198,959
Total Purchase Price:$420,000

Assumed vs Traditional Mortgage

Assumed @ 3.62%
$1,112/mo
Traditional @ 7.5%
$1,709/mo
You save $597/month ($7,166/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 219118839DA

Listing From:

Last updated: 2025-03-15T16:51:26.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.62%
7.15%

Principal & Interest

$1,112 /mo
$1,648 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $198,959 (47%)
You can enter any amount below - secondary financing will cover the difference if needed.
47%
$

You cover the entire equity of $198,959!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.62% Sellers Rate
$221,041
Your Cash$198,959
Total Purchase Price:$420,000

Assumed vs Traditional Mortgage

Assumed @ 3.62%
$1,112/mo
Traditional @ 7.5%
$1,709/mo
You save $597/month ($7,166/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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