Laura Jewett

Laura Jewett

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Closed

$699,900

($171,087 down)
VA

8285 Ochoa Court NE, Otsego, MN 55330

7
5
5,019 sqft
PITI Monthly
$4,100.31 /mo

Listing courtesy of: , RE/MAX Results

Assumed Rate

6.11%
7.15%

Principal & Interest

$3,279 /mo
$3,650 /mo

What's Special

LARGE CENTER ISLAND
DINING
HARDWOOD FLOORS
GRANITE COUNTERTOPS
STAINLESS STEEL APPLIANCES
VAULTED CEILINGS
WALK-IN CLOSET
SEPARATE SHOWER
WET BAR
CUL-DE-SAC

MUST SEE Fantastic Seven Bedroom, 5 Bathroom, 4 car garage home on a Massive one plus acre, cul-de-sac lot! This Absolutely Stunning Home boasts beautiful hardwood floors, a chef's kitchen with all stainless steel appliances, granite countertops, new backsplash, and a large center island with breakfast bar. Private study on main level with french doors is connected to the grand foyer with impressive vaulted ceilings next to the formal dining room! Main Floor Bedroom with en-suite and walk-in closet! Four bedrooms, a full bath, and an oversized primary full bathroom with separate sinks and jacuzzi tub with separate shower and walk-in closet await you on the upper level. The Open floor plan is perfect for large families and entertaining. Lower level has kitchenette / wet bar and two living areas with two bedrooms, a bathroom and all brand new carpet! Wait until you see this garage! You can fit an entire tour bus in this garage!! Extra long and extra tall garage is an understatement. Oversized mud room with heated tiled flooring and built-ins that you have got to see! You will love the four season sunroom also with heated tiled flooring and vaulted ceilings with double walkout. Incredible school district close to everything with easy access!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
6.11
Remaining Loan Term
27 years, 7 months
Monthly PITI
$4,100.31/mo
Estimated Loan Balance
$529,396
Cash to close
$171,087
Interest Paid
$78,663

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 7
  • Bathrooms: 5
Cooling & Heating
  • Cooling: Central Air, Ductless Mini-Split
  • Heating: Ductless Mini-Split, Forced Air
Features
  • Materials: Brick/Stone, Metal Siding, Vinyl Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Asphalt
Parking
  • Garage: Yes
  • Garage Spaces: 4
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Private Sewer
  • Water Source: Well
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Brick/Stone, Metal Siding, Vinyl Siding
  • Roof: Asphalt
Condition
  • Year Built: 2000
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Heritage Hills
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Otsego

Financial Details

  • Price per Sqft: $139.45
  • Tax Annual Amount: $7260
  • On Market Date: 2024-08-08T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $171,087 (24%)
You can enter any amount below - secondary financing will cover the difference if needed.
24%
$

You cover the entire equity of $171,087!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.11% Sellers Rate
$528,813
Your Cash$171,087
Total Purchase Price:$699,900

Assumed vs Traditional Mortgage

Assumed @ 6.11%
$3,279/mo
Traditional @ 7.5%
$3,786/mo
You save $508/month ($6,093/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6576984

Listing From: northstar

Last updated: 2024-11-19T21:29:02.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.11%
7.15%

Principal & Interest

$3,279 /mo
$3,650 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $171,087 (24%)
You can enter any amount below - secondary financing will cover the difference if needed.
24%
$

You cover the entire equity of $171,087!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.11% Sellers Rate
$528,813
Your Cash$171,087
Total Purchase Price:$699,900

Assumed vs Traditional Mortgage

Assumed @ 6.11%
$3,279/mo
Traditional @ 7.5%
$3,786/mo
You save $508/month ($6,093/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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