Laura Jewett

Laura Jewett

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$1,100,000

($585,317 down)
FHA

8257 Calaveras Street, Ventura, CA 93004

4
4
2,879 sqft
PITI Monthly
$4,885.08 /mo

Listing courtesy of: Fred Evans, RE/MAX Gold Coast REALTORS

Assumed Rate

4.2%
7.15%

Principal & Interest

$3,004 /mo
$4,149 /mo

What's Special

SPACIOUS
VAULTED CEILINGS
MASTER SUITE
SOAKING TUB
SEPARATE SHOWER
SAFE

Largest home in Citrus Hills. Very highly upgraded with limestone flooring, plantation shutters, Newer appliances, tile counters, with center island complete with sink. Dramatic vaulted ceilings with loft bonus area. Spacious master suite with gigantic walk-in. Two sinks, separate shower and soaking tub. 3 car garage and two newer garage door openers. Fire sprinkler safety system, Plush carpets, Views of mountains from upstairs. Lots of storage. Interior and exterior newer paint. Heater and Air-conditioned. Newer toilets. Newer faucets. One lower level Bedroom with 3/4 bath. Newer roof. Great Value.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.2
Remaining Loan Term
21 years, 10 months
Monthly PITI
$4,885.08/mo
Estimated Loan Balance
$604,915
Cash to close
$585,317
Interest Paid
$194,771

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 4
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir, Fireplaces
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom
  • Flooring: Carpet, Stone

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Contemporary
Materials
  • Stucco
  • Roof: Tile
Condition
  • Year Built: 1995
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Citrus Hills 4 - 418404
  • Features: Gutters, Sidewalks
HOA
  • Has HOA: No
Location
  • Region: Ventura

Financial Details

  • Price per Sqft: $382.08
  • Tax Annual Amount: $13750
  • On Market Date: 2025-03-28T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $585,317 (53%)
You can enter any amount below - secondary financing will cover the difference if needed.
53%
$

You cover the entire equity of $585,317!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.2% Sellers Rate
$514,683
Your Cash:$585,317
Total Purchase Price:$1,100,000

Assumed vs Traditional Mortgage

Assumed @ 4.2%
$3,004/mo
Traditional @ 7.5%
$4,304/mo
You save $1,300/month ($15,596/year)

*Secondary financing rates are an estimated value based on input

MLS ID: V1-28980

Listing From:

Last updated: 2025-04-01T19:21:33.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.2%
7.15%

Principal & Interest

$3,004 /mo
$4,149 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $585,317 (53%)
You can enter any amount below - secondary financing will cover the difference if needed.
53%
$

You cover the entire equity of $585,317!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.2% Sellers Rate
$514,683
Your Cash:$585,317
Total Purchase Price:$1,100,000

Assumed vs Traditional Mortgage

Assumed @ 4.2%
$3,004/mo
Traditional @ 7.5%
$4,304/mo
You save $1,300/month ($15,596/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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