Laura Jewett

Laura Jewett

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$209,900

($106,281 down)
FHA

824 Main St S, Chatfield, MN 55923

4
2
1,699 sqft
PITI Monthly
$925.96 /mo

Listing courtesy of: , Counselor Realty of Rochester

Assumed Rate

4.03%
7.15%

Principal & Interest

$575 /mo
$811 /mo

What's Special

SPACIOUS
FENCED YARD
COZY

Welcome to this fantastic 4-bedroom, 2-bathroom home, offering 1,700 sq ft of living space and a perfect layout for comfortable living! Situated on a large, partially fenced yard, this home provides plenty of room to relax and enjoy. The main floor boasts 2 spacious bedrooms, a full bath, a cozy living room, and a welcoming family room—perfect for gathering with friends and family. Upstairs, you'll find 2 additional bedrooms and a 3/4 bath, offering privacy and versatility. Conveniently located near parks, a golf course, convenience stores, and restaurants, this home is close to everything you need. Don’t miss this fantastic opportunity—schedule your showing today!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.03
Remaining Loan Term
22 years, 11 months
Monthly PITI
$925.96/mo
Estimated Loan Balance
$114,939
Cash to close
$106,281
Interest Paid
$32,003

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Vinyl Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Wood
Roof
  • Roof: Age 8 Years or Less
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Vinyl Siding
  • Roof: Age 8 Years or Less
Condition
  • Year Built: 1900
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Chatfield Outlots S5 & 6-104-1
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Chatfield

Financial Details

  • Price per Sqft: $123.54
  • Tax Annual Amount: $1388
  • On Market Date: 2025-01-21T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $106,281 (51%)
You can enter any amount below - secondary financing will cover the difference if needed.
51%
$

You cover the entire equity of $106,281!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.03% Sellers Rate
$103,619
Your Cash:$106,281
Total Purchase Price:$209,900

Assumed vs Traditional Mortgage

Assumed @ 4.03%
$575/mo
Traditional @ 7.5%
$841/mo
You save $266/month ($3,190/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6647077

Listing From: northstar

Last updated: 2025-03-11T21:01:03.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.03%
7.15%

Principal & Interest

$575 /mo
$811 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $106,281 (51%)
You can enter any amount below - secondary financing will cover the difference if needed.
51%
$

You cover the entire equity of $106,281!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.03% Sellers Rate
$103,619
Your Cash:$106,281
Total Purchase Price:$209,900

Assumed vs Traditional Mortgage

Assumed @ 4.03%
$575/mo
Traditional @ 7.5%
$841/mo
You save $266/month ($3,190/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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