Laura Jewett

Laura Jewett

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Pending

$999,900

($513,438 down)
VA

824 Evergreen Lane, Vista, CA 92084

4
3
2,218 sqft
PITI Monthly
$2,483.81 /mo

Listing courtesy of: Jason MacLeod, Morgan Brown Real Estate, Inc

Assumed Rate

3.04%
7.15%

Principal & Interest

$2,267 /mo
$3,613 /mo

What's Special

SHOPPING
SPACIOUS
MODERN
GRANITE COUNTERTOPS
FIREPLACE
DECK
PATIO
SAFE
CHARMING
COZY
RENTAL INCOME

**PRICE ADJUSTMENT** Stunning Country Home with Sunset Views in Vista, CA! Embrace the tranquility of rural living on this beautiful 1.14-acre property, adorned with several varieties of fruit trees and nestled in a tight-knit neighborhood. Enjoy the perfect balance of peaceful surroundings and convenient access to shopping and schools. Property Features: 4 Bedrooms and 2.5 Baths: Spacious layout perfect for family and guests. Modern Kitchen: Boasts matching electric kitchen appliances, all purchased in the last four years, complemented by elegant granite countertops. New Wood Floors: Freshly installed wood flooring on the second floor adds warmth and style. New Interior Paint: Bright and inviting spaces thanks to new paint throughout. Outdoor Features: Chicken Coops and Dog Kennels: Perfect for pet lovers and hobby farming. Entertainer's Patio and Bar: A fantastic space for gatherings and outdoor enjoyment. Two Decks: One off the primary suite and one off the family room, offering lovely areas to unwind and enjoy the scenery. Fire Hydrant on Corner: Added safety and convenience. Family Room: Features a cozy fireplace and a skylight that floods the room with natural light. Solar Energy: Solar system is leased and assumable, providing energy efficiency and savings. Possible ADU Potential: Explore the option to build an Accessory Dwelling Unit (ADU) for guests, rental income, or additional living space. Stunning Sunset Views: Enjoy breathtaking sunset views from the bedrooms, creating a perfect backdrop for your evenings. This property is a unique find, offering a lifestyle of comfort, beauty, and opportunity. Don’t miss your chance to make this charming retreat your forever home!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.04
Remaining Loan Term
25 years, 7 months
Monthly PITI
$2,483.81/mo
Estimated Loan Balance
$489,551
Cash to close
$513,438
Interest Paid
$68,508

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Electric, ForcedAir
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom
  • Flooring: Carpet, Wood

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1983
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Biking, Foothills, Hiking, HorseTrails, Mountainous, Rural
HOA
  • Has HOA: No
Location
  • Region: Vista

Financial Details

  • Price per Sqft: $450.81
  • Tax Annual Amount: $12498.8
  • On Market Date: 2025-01-15T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $513,438 (51%)
You can enter any amount below - secondary financing will cover the difference if needed.
51%
$

You cover the entire equity of $513,438!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.04% Sellers Rate
$486,462
Your Cash:$513,438
Total Purchase Price:$999,900

Assumed vs Traditional Mortgage

Assumed @ 3.04%
$2,267/mo
Traditional @ 7.5%
$3,748/mo
You save $1,481/month ($17,772/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NDP2500259

Listing From:

Last updated: 2025-02-24T17:56:23.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.04%
7.15%

Principal & Interest

$2,267 /mo
$3,613 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $513,438 (51%)
You can enter any amount below - secondary financing will cover the difference if needed.
51%
$

You cover the entire equity of $513,438!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.04% Sellers Rate
$486,462
Your Cash:$513,438
Total Purchase Price:$999,900

Assumed vs Traditional Mortgage

Assumed @ 3.04%
$2,267/mo
Traditional @ 7.5%
$3,748/mo
You save $1,481/month ($17,772/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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