Laura Jewett

Laura Jewett

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Closed

$199,900

($22,203 down)
VA

823 18th Street N, Moorhead, MN 56560

2
1
1,140 sqft
PITI Monthly
$1,351.67 /mo

Listing courtesy of: , eXp Realty (3240 WF)

Assumed Rate

5.52%
7.15%

Principal & Interest

$1,048 /mo
$1,244 /mo

What's Special

LOCATION
FENCED YARD
CONVENIENT LOCATION
COZY

Welcome to this cozy 2-bedroom, 1-bath home nestled in a mature neighborhood. With a large fenced yard, this property offers plenty of outdoor space for pets, gardening, or simply relaxing. Located just a short distance from local parks and schools, it’s ideal for those who appreciate a peaceful, convenient location. The main level features two comfortable bedrooms and a full bath, while the basement offers a family room with the potential for a third bedroom (needing egress window). Don’t miss out on this opportunity to make this house your home. Call your FAVORITE Realtor today!

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Assumption Snapshot

Type of Loan
VA
Interest Rate
5.52
Remaining Loan Term
27 years, 4 months
Monthly PITI
$1,351.67/mo
Estimated Loan Balance
$177,926
Cash to close
$22,203
Interest Paid
$26,625

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 1
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Wood Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Wood Siding
  • Roof: Unknown
Condition
  • Year Built: 1957
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Johnsons 1st Add
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Moorhead

Financial Details

  • Price per Sqft: $175.35
  • Tax Annual Amount: $1846
  • On Market Date: 2025-02-04T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $22,203 (11%)
You can enter any amount below - secondary financing will cover the difference if needed.
11%
$

You cover the entire equity of $22,203!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.52% Sellers Rate
$177,697
Your Cash$22,203
Total Purchase Price:$199,900

Assumed vs Traditional Mortgage

Assumed @ 5.52%
$1,048/mo
Traditional @ 7.5%
$1,290/mo
You save $242/month ($2,907/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6654475

Listing From: northstar

Last updated: 2025-03-04T21:04:03.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

5.52%
7.15%

Principal & Interest

$1,048 /mo
$1,244 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $22,203 (11%)
You can enter any amount below - secondary financing will cover the difference if needed.
11%
$

You cover the entire equity of $22,203!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.52% Sellers Rate
$177,697
Your Cash$22,203
Total Purchase Price:$199,900

Assumed vs Traditional Mortgage

Assumed @ 5.52%
$1,048/mo
Traditional @ 7.5%
$1,290/mo
You save $242/month ($2,907/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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