Laura Jewett

Laura Jewett

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Closed

$765,000

($371,118 down)
VA

8238 Sunset Road, Lakeside, CA 92040

4
2
1,824 sqft
PITI Monthly
$2,782.48 /mo

Listing courtesy of: Sandy Jenkins, Keller Williams Realty

Assumed Rate

2.9%
7.15%

Principal & Interest

$1,769 /mo
$2,870 /mo

What's Special

SERENE
DINING
SPACIOUS
MODERN
PATIO
MOUNTAIN VIEWS
SOLAR PANELS

Welcome to this well-loved, 4-bedroom, 2-bath home, nestled in a quiet and friendly neighborhood, ready for its next owner to enjoy. With a spacious lot that offers plenty of room for an ADU, this home is the perfect blend of comfort, charm, and potential. Enjoy breathtaking mountain views, the beauty of the neighborhood, and serene sunrises from the eastern sky right outside your windows. The open floorplan is bathed in natural light, creating a bright and inviting atmosphere throughout the home. The spacious kitchen is perfect for cooking and gathering, and the patio just off the dining area is a peaceful retreat to enjoy cool breezes and stunning views. Plus, the poured pad under the patio adds extra stability and support to the home’s stemwall, going down 3 feet for added peace of mind. You’ll appreciate the home’s modern updates, including 27 owned solar panels (no lease or lien) that help keep energy costs down, along with an upgraded electrical panel that includes a 220-volt outlet—perfect for all your power needs. Plus, the newer HVAC system, new water heater, and mini-split system upstairs ensure your comfort year-round. Outside, you’ll find two productive avocado trees and a pomegranate tree, adding both beauty and fresh produce to your yard. A cleanout for an RV sits out front, adding even more convenience for outdoor adventures. This home is ideally located close to all the amenities you need—shops, coffeehouses, and easy access to freeways 67 and 8. The property even includes two barns and, just for fun, the possibility of chickens (because egg prices are on the rise!). Whether you're looking for a peaceful retreat, space for a creative project, or simply a well-maintained, loving home to call your own, this property is ready for the next chapter in its story.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.9
Remaining Loan Term
26 years, 8 months
Monthly PITI
$2,782.48/mo
Estimated Loan Balance
$397,938
Cash to close
$371,118
Interest Paid
$39,641

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir, SeeRemarks
  • Heating: Unknown
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PrivateSewer
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1977
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Biking, Curbs, Foothills, Fishing, Hiking, Lake, Park, StreetLights
HOA
  • Has HOA: No
Location
  • Region: Lakeside

Financial Details

  • Price per Sqft: $419.41
  • Tax Annual Amount: $9562.5
  • On Market Date: 2025-03-17T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $371,118 (49%)
You can enter any amount below - secondary financing will cover the difference if needed.
49%
$

You cover the entire equity of $371,118!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.9% Sellers Rate
$393,882
Your Cash$371,118
Total Purchase Price:$765,000

Assumed vs Traditional Mortgage

Assumed @ 2.9%
$1,769/mo
Traditional @ 7.5%
$2,977/mo
You save $1,209/month ($14,502/year)

*Secondary financing rates are an estimated value based on input

MLS ID: PTP2501922

Listing From:

Last updated: 2025-03-26T12:28:53.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.9%
7.15%

Principal & Interest

$1,769 /mo
$2,870 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $371,118 (49%)
You can enter any amount below - secondary financing will cover the difference if needed.
49%
$

You cover the entire equity of $371,118!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.9% Sellers Rate
$393,882
Your Cash$371,118
Total Purchase Price:$765,000

Assumed vs Traditional Mortgage

Assumed @ 2.9%
$1,769/mo
Traditional @ 7.5%
$2,977/mo
You save $1,209/month ($14,502/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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