Laura Jewett

Laura Jewett

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Closed

$410,000

($94,294 down)
VA

822 Scott Street, Paso Robles, CA 93446

2
1
796 sqft
PITI Monthly
$1,556.61 /mo

Listing courtesy of: Jaime Silveira, Malik Real Estate Group, Inc.

Assumed Rate

2.74%
7.15%

Principal & Interest

$1,407 /mo
$2,330 /mo

What's Special

SHOPPING
DINING
CUL-DE-SAC

Looking for your move-in-ready home in the Sierra Bonita Village, a planned 55+ senior housing development? This is it! Super clean, low-to-NO maintenance front AND backyards with 2 bedrooms and 1 full bathroom. This comfortable 796 sq ft home is set on a large ~7,000 sf corner lot entering a quaint cul-de-sac. It enjoys many updates including a bright kitchen with newer cabinetry and quartz countertops that opens to the dining area and seamlessly continues into a large living room for optimal coziness and function. The home is equipped with new dual paned windows, a sliding glass door and updated window coverings. This lovely home is part of the Sierra Bonita Village where there is a greenbelt stretching along the middle of the Village with a paved walking path and park bench seating. Within a half mile of the Village is the Paso Robles Senior Center and Veterans Memorial Building. The Senior Center offers many activities, classes and programs. Also nearby there are ample shopping and dining options for your convenience. Is it time for your new chapter? Contact your realtor today! Please review the Virtual Tour for additional information including room dimensions.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.74
Remaining Loan Term
25 years, 11 months
Monthly PITI
$1,556.61/mo
Estimated Loan Balance
$316,390
Cash to close
$94,294
Interest Paid
$36,877

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 1
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Laminate

Exterior

Fencing
  • Fencing: Wood
Roof
  • Roof: Composition, Shingle
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: Composition, Shingle
Condition
  • Year Built: 1981
Details
  • Builder:

Community & HOA

Community
  • Subdivision: PR City Limits East(110)
  • Features: Curbs, DogPark, StreetLights, Sidewalks, Park
HOA
  • Has HOA: Yes
  • HOA Name: SIERRA BONITA VILLAGE HOMEOWNER’S ASSOCIATION, INC
  • HOA Amenities: Unknown
  • HOA Fee: $65
  • HOA Frequency: $Annually
Location
  • Region: Paso Robles

Financial Details

  • Price per Sqft: $515.08
  • Tax Annual Amount: $5125
  • On Market Date: 2024-11-18T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $94,294 (23%)
You can enter any amount below - secondary financing will cover the difference if needed.
23%
$

You cover the entire equity of $94,294!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.74% Sellers Rate
$315,706
Your Cash$94,294
Total Purchase Price:$410,000

Assumed vs Traditional Mortgage

Assumed @ 2.74%
$1,407/mo
Traditional @ 7.5%
$2,417/mo
You save $1,010/month ($12,125/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NS24233091

Listing From:

Last updated: 2025-01-22T00:38:34.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.74%
7.15%

Principal & Interest

$1,407 /mo
$2,330 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $94,294 (23%)
You can enter any amount below - secondary financing will cover the difference if needed.
23%
$

You cover the entire equity of $94,294!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.74% Sellers Rate
$315,706
Your Cash$94,294
Total Purchase Price:$410,000

Assumed vs Traditional Mortgage

Assumed @ 2.74%
$1,407/mo
Traditional @ 7.5%
$2,417/mo
You save $1,010/month ($12,125/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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