Laura Jewett

Laura Jewett

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Closed

$489,000

($462,445 down)
FHA

822 E Ross Avenue, Phoenix, AZ 85024

3
3
2,178 sqft
PITI Monthly
$5,163.34 /mo

Listing courtesy of: Casey Cuppy, Keller Williams Realty Phoenix

Assumed Rate

3.07%
7.15%

Principal & Interest

$4,622 /mo
$5,103 /mo

What's Special

LOCATION
SHOPPING
LUXURY
STAINLESS STEEL APPLIANCES
GAME ROOM

Great value in this beautiful North Phoenix home! The flexible 2,100+ sq ft floor plan offers a huge loft for an extra play room/exercise/game room. No carpet, luxury vinyl flooring and tile throughout. 3 bedrooms, including the master are upstairs. Office/den/ possible 4th bedroom on the first floor. Gourmet kitchen with stainless steel appliances and breakfast bar. Large master bedroom with two walk in closets. Upstairs laundry. Great backyard with pool and spa. Room for pets and kids to play. Quick access to 101 freeway, shopping, and I-17. Great property in a great location.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.07
Remaining Loan Term
Loan term completed
Monthly PITI
$5,163.34/mo
Estimated Loan Balance
$239,434
Cash to close
$462,445
Interest Paid
$20,540

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Refrigeration, Ceiling Fan(s)
  • Heating: Natural Gas
Features
  • Materials: Stucco, Frame - Wood
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: Yes
  • Pool Features: Heated, Private

Construction

Type & Style
  • Stories: 2
  • Home type: Single Family - Detached
  • Architectural Style: Contemporary
Materials
  • Stucco, Frame - Wood
  • Roof: Tile
Condition
  • Year Built: 1997
Details
  • Builder: Trend Homes

Community & HOA

Community
  • Subdivision: ARROYO ROJO
  • Features:
HOA
  • Has HOA: Yes
  • HOA Name: Cuellar
  • HOA Amenities: Unknown
  • HOA Fee: $39
  • HOA Frequency: $Monthly
Location
  • Region: Phoenix

Financial Details

  • Price per Sqft: $224.52
  • Tax Annual Amount: $2312
  • On Market Date: 2024-06-22T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $462,445 (95%)
You can enter any amount below - secondary financing will cover the difference if needed.
95%
$

You cover the entire equity of $462,445!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.07% Sellers Rate
$26,555
Your Cash:$462,445
Total Purchase Price:$489,000

Assumed vs Traditional Mortgage

Assumed @ 3.07%
$4,622/mo
Traditional @ 7.5%
$5,148/mo
You save $526/month ($6,310/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6721553

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2024-08-23T18:32:14.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.07%
7.15%

Principal & Interest

$4,622 /mo
$5,103 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $462,445 (95%)
You can enter any amount below - secondary financing will cover the difference if needed.
95%
$

You cover the entire equity of $462,445!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.07% Sellers Rate
$26,555
Your Cash:$462,445
Total Purchase Price:$489,000

Assumed vs Traditional Mortgage

Assumed @ 3.07%
$4,622/mo
Traditional @ 7.5%
$5,148/mo
You save $526/month ($6,310/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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