Laura Jewett

Laura Jewett

Property SearchContact
primary-1
primary-2primary-3
Pending

$300,000

($104,293 down)
FHA

822 7th Avenue N, Sauk Rapids, MN 56379

4
2
2,084 sqft
PITI Monthly
$1,707.2 /mo

Listing courtesy of: , Edina Realty, Inc.

Assumed Rate

6.26%
7.15%

Principal & Interest

$1,236 /mo
$1,355 /mo

What's Special

DINING
SPACIOUS
FIREPLACE
WET BAR
DECK
MATURE TREES

This is the one you have been waiting for! You will fall in love from the curb as you walk up the newer driveway and step in to the spacious entry. Large living room with great natural light, that flows to the spacious kitchen with tons of prep space and storage! Large dining area that steps out to the amazing deck with built in benches and pergola! The upper level features 2 generous bedrooms, including the spacious primary suite with walk in closet and walk thru bath! The lower level hosts 2 more large bedrooms as well as a full bath. Step down 1 more level and you will find yourself in the spacious family room complete with gas fireplace and wet bar! You will love the back yard with mature trees, paver fire pit, and huge deck with pergola and built in benches. All of this set in a great neighborhood central to everything yet still quiet! Don't miss this one!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.26
Remaining Loan Term
28 years, 0 months
Monthly PITI
$1,707.2/mo
Estimated Loan Balance
$200,549
Cash to close
$104,293
Interest Paid
$24,825

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air, Fireplace(s)
Features
  • Materials: Brick/Stone, Metal Siding
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Family Room, Gas
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Age 8 Years or Less
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Brick/Stone, Metal Siding
  • Roof: Age 8 Years or Less
Condition
  • Year Built: 1992
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Morning Hills Estates
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Sauk Rapids

Financial Details

  • Price per Sqft: $143.95
  • Tax Annual Amount: $2750
  • On Market Date: 2025-03-21T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $104,293 (35%)
You can enter any amount below - secondary financing will cover the difference if needed.
35%
$

You cover the entire equity of $104,293!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.26% Sellers Rate
$195,707
Your Cash$104,293
Total Purchase Price:$300,000

Assumed vs Traditional Mortgage

Assumed @ 6.26%
$1,236/mo
Traditional @ 7.5%
$1,405/mo
You save $169/month ($2,027/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6675057

Listing From: northstar

Last updated: 2025-03-24T13:45:03.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.26%
7.15%

Principal & Interest

$1,236 /mo
$1,355 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $104,293 (35%)
You can enter any amount below - secondary financing will cover the difference if needed.
35%
$

You cover the entire equity of $104,293!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.26% Sellers Rate
$195,707
Your Cash$104,293
Total Purchase Price:$300,000

Assumed vs Traditional Mortgage

Assumed @ 6.26%
$1,236/mo
Traditional @ 7.5%
$1,405/mo
You save $169/month ($2,027/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

Powered By UMe.

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

equal-housing

© is committed to and abides by the Fair Housing Act of Equal Opportunity.