Laura Jewett

Laura Jewett

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$249,000

($53,986 down)
FHA

8226 N 32ND Drive, Phoenix, AZ 85051

2
3
1,696 sqft
PITI Monthly
$1,256.66 /mo

Listing courtesy of: Chance Casey, My Home Group Real Estate

Assumed Rate

3.07%
7.15%

Principal & Interest

$919 /mo
$1,459 /mo

What's Special

DINING
WALK-IN CLOSET
PATIO
COMMUNITY POOL
COZY

Check out this fantastic 2-bed, 2.5-bath townhome in Northern Manor! Discover an inviting interior featuring tons of natural light, designer paint, and tile flooring w/wood-look on the upper level. The formal living room is perfect for receiving guests! The kitchen boasts granite counters, a glass mosaic tile backsplash, and a peninsula w/breakfast bar. Adjacent is the cozy dining area with French doors to the back. Both large bedrooms are situated upstairs! Each is equipped with a make-up vanity, a walk-in closet, & a private bathroom for added comfort. If you want to relax while enjoying BBQ, the backyard's paver-covered patio awaits you! For your convenience, this gem includes an assigned carport with a storage shed. Don't miss the Community pool for year-round enjoyment! Welcome home!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.07
Remaining Loan Term
26 years, 9 months
Monthly PITI
$1,256.66/mo
Estimated Loan Balance
$203,065
Cash to close
$53,986
Interest Paid
$20,836

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s)
  • Heating: Electric
Features
  • Materials: Stucco, Wood Frame, Painted
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Laminate, Tile

Exterior

Fencing
  • Fencing: Block, Wood
Roof
  • Roof: Built-Up
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: Townhouse
  • Architectural Style: Contemporary
Materials
  • Stucco, Wood Frame, Painted
  • Roof: Built-Up
Condition
  • Year Built: 1979
Details
  • Builder: UNK

Community & HOA

Community
  • Subdivision: NORTHERN MANOR
  • Features: Community Pool
HOA
  • Has HOA: Yes
  • HOA Name: Northern Manor
  • HOA Amenities: Unknown
  • HOA Fee: $231
  • HOA Frequency: $Monthly
Location
  • Region: Phoenix

Financial Details

  • Price per Sqft: $146.82
  • Tax Annual Amount: $417
  • On Market Date: 2025-03-20T17:40:09.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $53,986 (22%)
You can enter any amount below - secondary financing will cover the difference if needed.
22%
$

You cover the entire equity of $53,986!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.07% Sellers Rate
$195,014
Your Cash$53,986
Total Purchase Price:$249,000

Assumed vs Traditional Mortgage

Assumed @ 3.07%
$919/mo
Traditional @ 7.5%
$1,513/mo
You save $594/month ($7,134/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6838277

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-04-03T19:19:55.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.07%
7.15%

Principal & Interest

$919 /mo
$1,459 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $53,986 (22%)
You can enter any amount below - secondary financing will cover the difference if needed.
22%
$

You cover the entire equity of $53,986!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.07% Sellers Rate
$195,014
Your Cash$53,986
Total Purchase Price:$249,000

Assumed vs Traditional Mortgage

Assumed @ 3.07%
$919/mo
Traditional @ 7.5%
$1,513/mo
You save $594/month ($7,134/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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