Laura Jewett

Laura Jewett

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Closed

$385,000

($100,967 down)
VA

821 Douglas Street, Alexandria, MN 56308

4
3
3,289 sqft
PITI Monthly
$1,491.15 /mo

Listing courtesy of: , Draz Real Estate Inc.

Assumed Rate

2.96%
7.15%

Principal & Interest

$1,279 /mo
$2,060 /mo

What's Special

SERENE
ENTERTAINMENT
DINING
SPACIOUS
MODERN
STAINLESS STEEL APPLIANCES
PATIO
BALCONY
MATURE TREES
LANDSCAPED
HISTORIC

**Historical Charm Meets Modern Elegance in Alexandria, Minnesota** Welcome to this stately stucco and brick home located on a picturesque corner lot in Alexandria. This four-bedroom, three-bathroom historical gem is beautifully landscaped with mature trees and an abundance of perennials, offering a serene and private retreat. The fenced backyard boasts privacy fencing and three inviting patios, including one adorned with privacy décor. Step inside to discover large open spaces on the main level, highlighted by a beautiful grand staircase and breathtaking millwork throughout. The living room features a unique curved wall that seamlessly flows into a full-wall window sunroom, creating a bright and airy atmosphere. The large dining room is bathed in natural light from the oversized windows, making it a perfect space for gatherings. The chef’s kitchen is a culinary dream, equipped with a high-end BEKO gas range, stainless steel appliances, and a stylish backsplash behind the cooking areas. The upper floor offers four spacious bedrooms, a full bathroom, an office with a Juliet balcony, and walk-up access to the third-floor attic. Beautiful maple floors run throughout the home, adding to its historic charm. The lower level is finished with a family room and plenty of bonus room space, providing additional living and entertainment areas. This home also features a two-car attached garage that is heated and insulated, as well as a second heated garage with AC and a dedicated 240V electrical panel. Don’t miss the chance to own this exquisite historical home. Schedule a private tour today!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.96
Remaining Loan Term
26 years, 3 months
Monthly PITI
$1,491.15/mo
Estimated Loan Balance
$286,905
Cash to close
$100,967
Interest Paid
$32,521

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Ductless Mini-Split
  • Heating: Boiler, Forced Air
Features
  • Materials: Brick/Stone
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Brick, Gas, Living Room
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Privacy
Roof
  • Roof: Age Over 8 Years
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Brick/Stone
  • Roof: Age Over 8 Years
Condition
  • Year Built: 1915
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Original Alexandria
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Alexandria

Financial Details

  • Price per Sqft: $117.06
  • Tax Annual Amount: $742
  • On Market Date: 2024-09-13T00:00:00.000Z
Inquire about this property

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Savings Calculator

Current cash to close is $100,967 (26%)
You can enter any amount below - secondary financing will cover the difference if needed.
26%
$

You cover the entire equity of $100,967!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.96% Sellers Rate
$284,033
Your Cash$100,967
Total Purchase Price:$385,000

Assumed vs Traditional Mortgage

Assumed @ 2.96%
$1,279/mo
Traditional @ 7.5%
$2,137/mo
You save $857/month ($10,290/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6562267

Listing From: northstar

Last updated: 2024-12-21T14:21:02.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.96%
7.15%

Principal & Interest

$1,279 /mo
$2,060 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $100,967 (26%)
You can enter any amount below - secondary financing will cover the difference if needed.
26%
$

You cover the entire equity of $100,967!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.96% Sellers Rate
$284,033
Your Cash$100,967
Total Purchase Price:$385,000

Assumed vs Traditional Mortgage

Assumed @ 2.96%
$1,279/mo
Traditional @ 7.5%
$2,137/mo
You save $857/month ($10,290/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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