Laura Jewett

Laura Jewett

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Closed

$3,200

($0 down)*
FHA

Potential short sale please verify with your agent.

821 13Th St, Oakland, CA 94607

2
2
840 sqft
PITI Monthly
$4,043.44 /mo

Listing courtesy of: Remy Fortier, eXp Realty of California

Assumed Rate

3.45%
7.15%

Principal & Interest

$3,360 /mo
$5,085 /mo

What's Special

LOCATION
CHARMING

Versatile Live/Work Space for Commercial Lease Embrace the Oakland lifestyle in this charming 3 bedroom, 1 bath lower duplex unit, perfectly suited for those seeking a live/work environment. Located just a short 10-15 minute walk from the vibrant downtown area, Chinatown, and BART, convenience is at your doorstep. This unique space offers: Versatile Front Room: With a separate street entrance, this room is ideal for a variety of professional uses such as an office, studio, or for massage, beauty, or therapy services. Comfortable Living: Enjoy two bedrooms, a full bathroom, laundry room with washer and dryer, and a well-appointed kitchen. Outdoor Space: Relax and unwind in the adorable front and back yards. Furnishing Option: Available furnished for your convenience (inquire for details). Key Features: Washer and dryer in unit Prime location near downtown, Chinatown, and BART *5 minute walk to 12th St BART Separate entrance for work space Charming outdoor areas Don't miss out on this fantastic opportunity to live and work in a desirable Oakland location! Contact us today to schedule a viewing! Unit is a Live/Work Space and will be leased with a commercial lease. Please include info about your business when applying.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.45
Remaining Loan Term
26 years, 11 months
Monthly PITI
$4,043.44/mo
Estimated Loan Balance
$727,323
Cash to close
$0
Interest Paid
$77,728

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: None
  • Heating: Gravity
Features
  • Materials: WoodSiding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Tile, Wood

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Shingle
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories:
  • Home type:
  • Architectural Style: Victorian
Materials
  • WoodSiding
  • Roof: Shingle
Condition
  • Year Built: 1896
Details
  • Builder:

Community & HOA

Community
  • Subdivision: DOWNTOWN
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Oakland

Financial Details

  • Price per Sqft: $3.81
  • Tax Annual Amount: $
  • On Market Date: 2024-12-20T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $0 (0%)
You can enter any amount below - secondary financing will cover the difference if needed.
0%
$

You cover the entire equity of $0!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.45% Sellers Rate
$3,200
Your Cash$0
Total Purchase Price:$3,200

Assumed vs Traditional Mortgage

Assumed @ 3.45%
$3,360/mo
Traditional @ 7.5%
$5,275/mo
You save $1,915/month ($22,979/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 41080958

Listing From:

Last updated: 2025-01-14T00:43:33.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.45%
7.15%

Principal & Interest

$3,360 /mo
$5,085 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $0 (0%)
You can enter any amount below - secondary financing will cover the difference if needed.
0%
$

You cover the entire equity of $0!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.45% Sellers Rate
$3,200
Your Cash$0
Total Purchase Price:$3,200

Assumed vs Traditional Mortgage

Assumed @ 3.45%
$3,360/mo
Traditional @ 7.5%
$5,275/mo
You save $1,915/month ($22,979/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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