Laura Jewett

Laura Jewett

Property SearchContact
primary-1
primary-2primary-3
Closed

$156,000

($44,130 down)
FHA

820 Main Avenue N, Thief River Falls, MN 56701

3
2
1,216 sqft
PITI Monthly
$941.74 /mo

Listing courtesy of: , Rogue Real Estate Co.

Assumed Rate

2.94%
7.15%

Principal & Interest

$510 /mo
$823 /mo

What's Special

PATIO

When updates meet charm you get this lovely home! In 2014 new windows, water heater, shingles, and furnace were installed. Siding, gutters, updated bathrooms, rerouted laundry, and a new sewer line have also been taken care of since 2012. The furnace is ready to be connected to central air, but the window unit is included! Basement area is a blank slate ready for your imagination. The attic has been sheet rocked and insulated and can be accessed from the first bedroom, use it for extra storage or finish it for the coolest hang out ever! The yard is complete with a fire pit patio, play-set, and plenty of curb appeal.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.94
Remaining Loan Term
25 years, 7 months
Monthly PITI
$941.74/mo
Estimated Loan Balance
$112,575
Cash to close
$44,130
Interest Paid
$15,086

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Window Unit(s)
  • Heating: Forced Air
Features
  • Materials: Vinyl Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Asphalt
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Vinyl Siding
  • Roof: Asphalt
Condition
  • Year Built: 1910
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Oakland Add
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Thief River Falls

Financial Details

  • Price per Sqft: $128.29
  • Tax Annual Amount: $2344
  • On Market Date: 2024-08-01T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $44,130 (28%)
You can enter any amount below - secondary financing will cover the difference if needed.
28%
$

You cover the entire equity of $44,130!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.94% Sellers Rate
$111,870
Your Cash$44,130
Total Purchase Price:$156,000

Assumed vs Traditional Mortgage

Assumed @ 2.94%
$510/mo
Traditional @ 7.5%
$854/mo
You save $344/month ($4,129/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6578651

Listing From: northstar

Last updated: 2024-09-16T21:35:02.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.94%
7.15%

Principal & Interest

$510 /mo
$823 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $44,130 (28%)
You can enter any amount below - secondary financing will cover the difference if needed.
28%
$

You cover the entire equity of $44,130!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.94% Sellers Rate
$111,870
Your Cash$44,130
Total Purchase Price:$156,000

Assumed vs Traditional Mortgage

Assumed @ 2.94%
$510/mo
Traditional @ 7.5%
$854/mo
You save $344/month ($4,129/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

Powered By UMe.

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

equal-housing

© is committed to and abides by the Fair Housing Act of Equal Opportunity.