Laura Jewett

Laura Jewett

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Active

$339,999

($65,529 down)
FHA

8184 N 22ND Drive, Phoenix, AZ 85021

2
3
1,497 sqft
PITI Monthly
$1,761.52 /mo

Listing courtesy of: Andrew Starkman, Blocks Brokerage LLC

Assumed Rate

3.07%
7.15%

Principal & Interest

$1,252 /mo
$1,988 /mo

What's Special

SPACIOUS
MODERN
WALK-IN CLOSET
MASTER SUITE
PRIVATE BACKYARD

Huge price drop! Priced below market. Experience modern living in this beautifully designed 2-bedroom, 2.5-bath townhouse built in 2021. This end-unit is also the largest sq.ft. model at 23 North. Featuring a generous open layout with upgraded finishes throughout, this home has style and functionality. Upstairs, two bedrooms plus a large loft which can be used as an office, sitting room, playroom etc. Spacious master suite with walk-in closet and attached bathroom with a large shower. The second bedroom is also oversized with its own bathroom and walk-in closet. Thoughtful touches include a powder room on the first floor, an attached garage, and upgraded laundry/blinds. The private backyard is the perfect place to BBQ and relax. Located in Uptown Phoenix with easy freeway access!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.07
Remaining Loan Term
26 years, 8 months
Monthly PITI
$1,761.52/mo
Estimated Loan Balance
$277,199
Cash to close
$65,529
Interest Paid
$29,094

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s), Programmable Thmstat
  • Heating: Electric
Features
  • Materials: Synthetic Stucco, Wood Frame, Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block, Wrought Iron
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: Yes
  • Carport Spaces: 1
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: Yes
  • Pool Features: Fenced

Construction

Type & Style
  • Stories: 2
  • Home type: Townhouse
  • Architectural Style: Contemporary
Materials
  • Synthetic Stucco, Wood Frame, Stucco
  • Roof: Composition
Condition
  • Year Built: 2021
Details
  • Builder: K. Hovnian

Community & HOA

Community
  • Subdivision: 23 NORTH
  • Features: Gated, Community Pool, Near Light Rail Stop, Near Bus Stop, Playground, Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: 23 North
  • HOA Amenities: Unknown
  • HOA Fee: $164
  • HOA Frequency: $Monthly
Location
  • Region: Phoenix

Financial Details

  • Price per Sqft: $227.12
  • Tax Annual Amount: $1810
  • On Market Date: 2025-01-09T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $65,529 (19%)
You can enter any amount below - secondary financing will cover the difference if needed.
19%
$

You cover the entire equity of $65,529!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.07% Sellers Rate
$274,470
Your Cash$65,529
Total Purchase Price:$339,999

Assumed vs Traditional Mortgage

Assumed @ 3.07%
$1,252/mo
Traditional @ 7.5%
$2,062/mo
You save $810/month ($9,721/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6799243

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-03-20T16:05:14.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.07%
7.15%

Principal & Interest

$1,252 /mo
$1,988 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $65,529 (19%)
You can enter any amount below - secondary financing will cover the difference if needed.
19%
$

You cover the entire equity of $65,529!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.07% Sellers Rate
$274,470
Your Cash$65,529
Total Purchase Price:$339,999

Assumed vs Traditional Mortgage

Assumed @ 3.07%
$1,252/mo
Traditional @ 7.5%
$2,062/mo
You save $810/month ($9,721/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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