Laura Jewett

Laura Jewett

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Closed

$559,900

($36,578 down)
VA

817 Stillwater Cove Way, Oceanside, CA 92058

2
2
1,104 sqft
PITI Monthly
$3,590.16 /mo

Listing courtesy of: David Klose, RE/MAX Connections

Assumed Rate

6.71%
7.15%

Principal & Interest

$3,423 /mo
$3,580 /mo

What's Special

PATIO
QUIET NEIGHBORHOOD

Lovely condo in coveted Whelan Ranch. This 2 bed, 1.5 bath condo with attached 1-car garage is just 6 miles to the beach and offers all the comforts and amenities you could anticipate. Updated kitchen and bathrooms, LVP flooring and upgraded tile make this home move-in-ready! The attached patio provides great indoor-outdoor entertaining space along with the huge sliding glass doors. Ring camera, smart lock and smart thermostat included. You'll love all the storage and big windows as well as the quiet neighborhood that feels tucked away and yet close to everything.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
6.71
Remaining Loan Term
28 years, 4 months
Monthly PITI
$3,590.16/mo
Estimated Loan Balance
$524,308
Cash to close
$36,578
Interest Paid
$58,766

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: None
  • Heating: Central
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile, Vinyl

Exterior

Fencing
  • Fencing: Wood
Roof
  • Roof: Composition, Shingle
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: Community

Construction

Type & Style
  • Stories: 2
  • Home type: Condominium
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: Composition, Shingle
Condition
  • Year Built: 1985
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Biking, Curbs, StreetLights, Sidewalks, Pool
HOA
  • Has HOA: Yes
  • HOA Name: Whelan Ranch
  • HOA Amenities: Unknown
  • HOA Fee: $500
  • HOA Frequency: $Monthly
Location
  • Region: Oceanside

Financial Details

  • Price per Sqft: $507.16
  • Tax Annual Amount: $
  • On Market Date: 2024-09-09T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $36,578 (7%)
You can enter any amount below - secondary financing will cover the difference if needed.
7%
$

You cover the entire equity of $36,578!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.71% Sellers Rate
$523,322
Your Cash$36,578
Total Purchase Price:$559,900

Assumed vs Traditional Mortgage

Assumed @ 6.71%
$3,423/mo
Traditional @ 7.5%
$3,713/mo
You save $290/month ($3,475/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NDP2408086

Listing From:

Last updated: 2024-12-05T05:29:38.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.71%
7.15%

Principal & Interest

$3,423 /mo
$3,580 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $36,578 (7%)
You can enter any amount below - secondary financing will cover the difference if needed.
7%
$

You cover the entire equity of $36,578!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.71% Sellers Rate
$523,322
Your Cash$36,578
Total Purchase Price:$559,900

Assumed vs Traditional Mortgage

Assumed @ 6.71%
$3,423/mo
Traditional @ 7.5%
$3,713/mo
You save $290/month ($3,475/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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