Laura Jewett

Laura Jewett

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$639,000

($294,797 down)
FHA

817 E MONTE Way, Phoenix, AZ 85042

3
3
2,251 sqft
PITI Monthly
$2,332.68 /mo

Listing courtesy of: Lindsey Blazevich, Momentum Brokers LLC

Assumed Rate

3.08%
7.15%

Principal & Interest

$1,595 /mo
$2,529 /mo

What's Special

LOCATION
SERENE
SPACIOUS
MODERN
LUXURY
WALK-IN CLOSET
PATIO
FITNESS CENTER

Welcome to your dream home in the highly sought-after Avance Community, perfectly nestled at the foothills of the stunning South Mountain Preserve. Built in 2021, this modern 3-bedroom, 3-bathroom home spans 2,251 square feet and is packed with upgrades. The heart of the home, the kitchen — has a quartz waterfall island countertop, a gas cooktop, amazing amount of cabinetry and a walk in pantry. The sleek tile flooring is in all the main living areas, including the primary bedroom and secondary front bedroom. The primary suite is a tranquil retreat, featuring dual vanities, a large walk-in shower with custom tile work, a spacious walk-in closet, and abundant natural light. Step outside to a quaint backyard with a covered patio that offers privacy and comfort, perfect for relaxing or entertaining. A 3-car tandem garage provides ample storage for all your needs. This is more than a home; it's a lifestyle, offering scenic beauty, modern luxury, and urban convenience. Just minutes from downtown Phoenix, Avance offers residents the ideal blend of serene, scenic living within a thoughtfully designed master-planned community. Gain access to the amenities of South Mountain Park, including trails for hiking and biking, and proximity to abundant employment opportunities, this location balances nature and city life beautifully. Tree-lined streets lead to seven neighborhood parks, open spaces, trail corridors, a sand volleyball court, a seating area with firepits and a full fitness center with a sparkling pool all designed to enhance your lifestyle.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.08
Remaining Loan Term
26 years, 1 months
Monthly PITI
$2,332.68/mo
Estimated Loan Balance
$345,620
Cash to close
$294,797
Interest Paid
$43,336

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s), Programmable Thmstat
  • Heating: Natural Gas
Features
  • Materials: Synthetic Stucco, Wood Frame, Painted, Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: Yes
  • Carport Spaces: 3
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family Residence
  • Architectural Style: Contemporary
Materials
  • Synthetic Stucco, Wood Frame, Painted, Stucco
  • Roof: Tile
Condition
  • Year Built: 2021
Details
  • Builder: Tripointe

Community & HOA

Community
  • Subdivision: VISTAL PHASE 2B
  • Features: Gated, Community Spa Htd, Community Pool Htd, Community Pool, Biking/Walking Path, Clubhouse, Fitness Center
HOA
  • Has HOA: Yes
  • HOA Name: Avance Community
  • HOA Amenities: Unknown
  • HOA Fee: $175
  • HOA Frequency: $Monthly
Location
  • Region: Phoenix

Financial Details

  • Price per Sqft: $283.87
  • Tax Annual Amount: $3674
  • On Market Date: 2025-01-17T14:30:03.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $294,797 (46%)
You can enter any amount below - secondary financing will cover the difference if needed.
46%
$

You cover the entire equity of $294,797!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.08% Sellers Rate
$344,203
Your Cash$294,797
Total Purchase Price:$639,000

Assumed vs Traditional Mortgage

Assumed @ 3.08%
$1,595/mo
Traditional @ 7.5%
$2,623/mo
You save $1,028/month ($12,339/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6806509

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-03-24T07:25:25.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.08%
7.15%

Principal & Interest

$1,595 /mo
$2,529 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $294,797 (46%)
You can enter any amount below - secondary financing will cover the difference if needed.
46%
$

You cover the entire equity of $294,797!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.08% Sellers Rate
$344,203
Your Cash$294,797
Total Purchase Price:$639,000

Assumed vs Traditional Mortgage

Assumed @ 3.08%
$1,595/mo
Traditional @ 7.5%
$2,623/mo
You save $1,028/month ($12,339/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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