Laura Jewett

Laura Jewett

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Closed

$226,885

($220,162 down)
FHA

815 34th Avenue N, Saint Cloud, MN 56303

4
1
1,860 sqft
PITI Monthly
$386.3 /mo

Listing courtesy of: , Better Way Real Estate

Assumed Rate

6.09%
7.15%

Principal & Interest

$45 /mo
$49 /mo

What's Special

NEW STOVE

Welcome to your new home in the heart of Saint Cloud! With easy access to 3 main roads and Highway 15, you can be almost anywhere in the Saint Cloud Metro Area in less than 15 minutes! With this home, you will find several updates such as a new roof and an updated AC and furnace with added ductwork and insulation. You will also find a new fridge, a new stove, and an updated clothes washer and dryer. Another attraction to this home is the ample amount of storage space both in the home, but also in the TWO garages! The yard is fenced (in the back) and is large enough to host a graduation party, baby shower, or birthday party while having enough room for yard games, tables and seating space! When touring this home, you will find a sense of pride in ownership everywhere you turn. Come, make yourself at home!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.09
Remaining Loan Term
23 years, 4 months
Monthly PITI
$386.3/mo
Estimated Loan Balance
$6,864
Cash to close
$220,162
Interest Paid
$687

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 1
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Brick/Stone
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Chain Link
Roof
  • Roof: Asphalt
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: Yes
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Brick/Stone
  • Roof: Asphalt
Condition
  • Year Built: 1959
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Pan Park Place Add
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Saint Cloud

Financial Details

  • Price per Sqft: $121.98
  • Tax Annual Amount: $2242
  • On Market Date: 2024-10-09T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $220,162 (97%)
You can enter any amount below - secondary financing will cover the difference if needed.
97%
$

You cover the entire equity of $220,162!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.09% Sellers Rate
$6,723
Your Cash:$220,162
Total Purchase Price:$226,885

Assumed vs Traditional Mortgage

Assumed @ 6.09%
$45/mo
Traditional @ 7.5%
$51/mo
You save $6/month ($75/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6615894

Listing From: northstar

Last updated: 2024-10-14T18:04:02.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.09%
7.15%

Principal & Interest

$45 /mo
$49 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $220,162 (97%)
You can enter any amount below - secondary financing will cover the difference if needed.
97%
$

You cover the entire equity of $220,162!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.09% Sellers Rate
$6,723
Your Cash:$220,162
Total Purchase Price:$226,885

Assumed vs Traditional Mortgage

Assumed @ 6.09%
$45/mo
Traditional @ 7.5%
$51/mo
You save $6/month ($75/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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