Laura Jewett

Laura Jewett

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Closed

$794,999

($230,808 down)
VA

813 Renfro Way, El Cajon, CA 92019

3
2
1,820 sqft
PITI Monthly
$2,941.27 /mo

Listing courtesy of: Mariam Mechael, Realty Executives Dillon

Assumed Rate

3.34%
7.15%

Principal & Interest

$2,725 /mo
$4,181 /mo

What's Special

SPACIOUS
MODERN
LUXURY
STAINLESS STEEL APPLIANCES
FIREPLACE
LANDSCAPED
COZY

Welcome to your dream home! This pristine 3-bedroom, 2-bath retreat, built in 2020, combines modern luxury and comfort with 1,820 sqft of open living space on a spacious .31-acre lot. Perfectly situated In Harbison Canyon near Sycuan Casino and Resort and Singing Hills Golf Course. Step inside to discover an inviting, open floor plan with dual-pane windows throughout, and a beautiful fireplace in the living room. The kitchen is a chef's delight with sleek stainless steel appliances, plenty of cabinet space, and an open design perfect for entertaining. The large primary suite is a true sanctuary, complete with a walk-in shower, dual sinks, and a large walk in closet. Enjoy a newly landscaped backyard with lush turf and a large, versatile space perfect for entertaining, from cozy gatherings to lively celebrations. The backyard’s expansive concerted area provides a blank canvas, ready to be designed to match your lifestyle, with endless potential for furniture, fire pits, and more. There’s room to park your recreational toys, plus a handy shed for extra storage. With solar, well-maintained features, and spectacular views, this home is truly a MUST-SEE. Embrace the lifestyle you’ve dreamed of, with all the privacy and space you could ask for!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.34
Remaining Loan Term
25 years, 4 months
Monthly PITI
$2,941.27/mo
Estimated Loan Balance
$565,342
Cash to close
$230,808
Interest Paid
$91,964

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir, Propane
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Gas, LivingRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Partial
Roof
  • Roof: Clay, SpanishTile, Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: SepticTank
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: Clay, SpanishTile, Tile
Condition
  • Year Built: 2020
Details
  • Builder:

Community & HOA

Community
  • Subdivision: El Cajon
  • Features: Park, Rural
HOA
  • Has HOA: No
Location
  • Region: El Cajon

Financial Details

  • Price per Sqft: $436.81
  • Tax Annual Amount: $
  • On Market Date: 2024-11-14T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $230,808 (29%)
You can enter any amount below - secondary financing will cover the difference if needed.
29%
$

You cover the entire equity of $230,808!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.34% Sellers Rate
$564,191
Your Cash$230,808
Total Purchase Price:$794,999

Assumed vs Traditional Mortgage

Assumed @ 3.34%
$2,725/mo
Traditional @ 7.5%
$4,337/mo
You save $1,612/month ($19,344/year)

*Secondary financing rates are an estimated value based on input

MLS ID: PTP2407009

Listing From:

Last updated: 2025-01-14T02:16:32.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.34%
7.15%

Principal & Interest

$2,725 /mo
$4,181 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $230,808 (29%)
You can enter any amount below - secondary financing will cover the difference if needed.
29%
$

You cover the entire equity of $230,808!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.34% Sellers Rate
$564,191
Your Cash$230,808
Total Purchase Price:$794,999

Assumed vs Traditional Mortgage

Assumed @ 3.34%
$2,725/mo
Traditional @ 7.5%
$4,337/mo
You save $1,612/month ($19,344/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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