Laura Jewett

Laura Jewett

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$719,999

($66,930 down)
VA

813 La Presa Avenue, Spring Valley, CA 91977

3
2
1,286 sqft
PITI Monthly
$3,994.65 /mo

Listing courtesy of: William King, Coldwell Banker Realty

Assumed Rate

3.21%
7.15%

Principal & Interest

$3,028 /mo
$4,723 /mo

What's Special

SPACIOUS
MODERN
RENOVATED
SAFE
SOLAR PANELS
NO HOA

Nestled in the heart of Spring Valley with easy freeway access, this stunning 3-bedroom, 2-bathroom home offers modern living at its finest. Recently renovated with sleek, contemporary finishes, the spacious layout provides ample opportunity to build an additional ADU, while an existing Junior ADU is already in place—perfect for guests or multigenerational living. The open floor plan enhances the home’s inviting atmosphere, seamlessly connecting the living spaces. Each bedroom is generously sized, ideal for a growing family. Best of all, this home comes with no HOA and is located in a safe, welcoming community. Plus, with solar panels already installed, enjoy maximum energy efficiency and reduced utility costs. A perfect blend of comfort, convenience, and sustainability!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.21
Remaining Loan Term
26 years, 11 months
Monthly PITI
$3,994.65/mo
Estimated Loan Balance
$656,892
Cash to close
$66,930
Interest Paid
$67,085

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Unknown
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1961
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Spring Valley
  • Features: StreetLights, Suburban
HOA
  • Has HOA: No
Location
  • Region: Spring Valley

Financial Details

  • Price per Sqft: $559.87
  • Tax Annual Amount: $8999.99
  • On Market Date: 2025-04-01T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $66,930 (9%)
You can enter any amount below - secondary financing will cover the difference if needed.
9%
$

You cover the entire equity of $66,930!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.21% Sellers Rate
$653,069
Your Cash$66,930
Total Purchase Price:$719,999

Assumed vs Traditional Mortgage

Assumed @ 3.21%
$3,028/mo
Traditional @ 7.5%
$4,899/mo
You save $1,871/month ($22,453/year)

*Secondary financing rates are an estimated value based on input

MLS ID: SW25071451

Listing From:

Last updated: 2025-04-03T14:12:17.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.21%
7.15%

Principal & Interest

$3,028 /mo
$4,723 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $66,930 (9%)
You can enter any amount below - secondary financing will cover the difference if needed.
9%
$

You cover the entire equity of $66,930!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.21% Sellers Rate
$653,069
Your Cash$66,930
Total Purchase Price:$719,999

Assumed vs Traditional Mortgage

Assumed @ 3.21%
$3,028/mo
Traditional @ 7.5%
$4,899/mo
You save $1,871/month ($22,453/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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