Laura Jewett

Laura Jewett

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Closed

$260,000

($106,749 down)
FHA

813 Adams Street, Anoka, MN 55303

3
2
1,050 sqft
PITI Monthly
$1,337 /mo

Listing courtesy of: , Realty Group LLC

Assumed Rate

4.53%
7.15%

Principal & Interest

$874 /mo
$1,161 /mo

What's Special

LOCATION
SHOPPING
SPACIOUS
MOVE-IN READY
PATIO
CONVENIENT LOCATION

Take a look at this beautiful move-in ready home with a convenient location close to shopping, hospitals, parks and the aquatic center. Inside you'll find new paint and updated flooring, with 3 good sized bedrooms upstairs along with a full bathroom. On the main level you'll find an open floorplan, with an extra half bath tucked into the laundry/utility room. A tuck-under garage walks in to the kitchen, making unloading groceries a breeze. Spacious back yard is partially fenced and features a 20x16 shed with electricity, 2 patio spaces perfect for entertaining and a firepit with firewood housing. Quick close possible.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.53
Remaining Loan Term
23 years, 5 months
Monthly PITI
$1,337/mo
Estimated Loan Balance
$167,330
Cash to close
$106,749
Interest Paid
$48,354

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Fiber Board
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Age Over 8 Years
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Fiber Board
  • Roof: Age Over 8 Years
Condition
  • Year Built: 1954
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Map Of Anoka Slaughter Brisbin
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Anoka

Financial Details

  • Price per Sqft: $247.62
  • Tax Annual Amount: $2299
  • On Market Date: 2024-09-20T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $106,749 (41%)
You can enter any amount below - secondary financing will cover the difference if needed.
41%
$

You cover the entire equity of $106,749!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.53% Sellers Rate
$153,251
Your Cash$106,749
Total Purchase Price:$260,000

Assumed vs Traditional Mortgage

Assumed @ 4.53%
$874/mo
Traditional @ 7.5%
$1,204/mo
You save $330/month ($3,961/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6588555

Listing From: northstar

Last updated: 2024-10-25T15:57:02.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.53%
7.15%

Principal & Interest

$874 /mo
$1,161 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $106,749 (41%)
You can enter any amount below - secondary financing will cover the difference if needed.
41%
$

You cover the entire equity of $106,749!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.53% Sellers Rate
$153,251
Your Cash$106,749
Total Purchase Price:$260,000

Assumed vs Traditional Mortgage

Assumed @ 4.53%
$874/mo
Traditional @ 7.5%
$1,204/mo
You save $330/month ($3,961/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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