Laura Jewett

Laura Jewett

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$699,000

($33,488 down)
FHA

812 Cathedral Drive, Aptos, CA 95003

2
1
950 sqft
PITI Monthly
$4,378.24 /mo

Listing courtesy of: Erick Fernandez, Keller Williams Realty Santa Cruz

Assumed Rate

2.88%
7.15%

Principal & Interest

$2,976 /mo
$4,841 /mo

What's Special

LOCATION
SHOPPING
DINING
MODERN
DECK
COZY

Welcome to 812 Cathedral Dr, a cozy cabin nestled in the heart of Aptos! This 2-bedroom, 1-bathroom home offers the perfect blend of tranquility and convenience. Located just minutes from Aptos Village, you'll enjoy easy access to local dining, boutique shopping, and the lively community events the Village is known for. Whether you're grabbing coffee at Cat and Cloud or Norma Jeans, enjoying any of the incredible restaurants or picking up fresh produce from New Leaf, you'll love the small-town feel with modern amenities right at your fingertips.Inside, the home features many update and modern touches, and outside feature multiple decks. The home also includes 2 neighboring parcels for a total space of about 15,000 sq ft. The location is ideal for relaxing after a day at nearby Rio Del Mar Beach or a hike through Nicene Marks State Park, both just a short drive away. 812 Cathedral Dr offers the opportunity to enjoy a peaceful lifestyle in the woods with quick and easy access to amenities, the beach and commuting.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.88
Remaining Loan Term
26 years, 8 months
Monthly PITI
$4,378.24/mo
Estimated Loan Balance
$222,296
Cash to close
$33,488
Interest Paid
$66,387

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 1
Cooling & Heating
  • Cooling: None
  • Heating: Electric, WoodStove
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Insert, LivingRoom, WoodBurningStove
  • Flooring: Carpet, Tile, Wood

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Composition
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: SingleFamilyResidence
  • Architectural Style: Cottage
Materials
  • Unknown
  • Roof: Composition
Condition
  • Year Built: 1951
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Aptos

Financial Details

  • Price per Sqft: $735.79
  • Tax Annual Amount: $8737.5
  • On Market Date: 2025-02-27T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $33,488 (5%)
You can enter any amount below - secondary financing will cover the difference if needed.
5%
$

You cover the entire equity of $33,488!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.88% Sellers Rate
$665,512
Your Cash$33,488
Total Purchase Price:$699,000

Assumed vs Traditional Mortgage

Assumed @ 2.88%
$2,976/mo
Traditional @ 7.5%
$5,022/mo
You save $2,046/month ($24,550/year)

*Secondary financing rates are an estimated value based on input

MLS ID: ML81995174

Listing From:

Last updated: 2025-03-17T21:37:39.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.88%
7.15%

Principal & Interest

$2,976 /mo
$4,841 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $33,488 (5%)
You can enter any amount below - secondary financing will cover the difference if needed.
5%
$

You cover the entire equity of $33,488!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.88% Sellers Rate
$665,512
Your Cash$33,488
Total Purchase Price:$699,000

Assumed vs Traditional Mortgage

Assumed @ 2.88%
$2,976/mo
Traditional @ 7.5%
$5,022/mo
You save $2,046/month ($24,550/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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