Laura Jewett

Laura Jewett

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$333,000

($116,039 down)
VA

8118 Cove Lane, Bradley, CA 93426

2
2
1,100 sqft
PITI Monthly
$1,575 /mo

Listing courtesy of: Timothy Ellis, Oak Shores Realty

Assumed Rate

3.47%
7.15%

Principal & Interest

$1,078 /mo
$1,628 /mo

What's Special

SERENE
SPACIOUS
FIREPLACE
MASTER SUITE
DECK
CUL-DE-SAC
COZY
AFFORDABLE

Nestled on a peaceful cul-de-sac, this bright and airy 2-bedroom, 2-bath cabin offers the perfect retreat. The open-concept upstairs features a stunning rock fireplace as the centerpiece, creating a cozy ambiance. Step onto the deck off the living room and unwind with your favorite drink while soaking in the serene surroundings. Your guests will love the spacious upstairs bedroom and full bath, while you can escape to the private master suite downstairs. Plenty of room for all your lake adventures with pontoon boat parking, a 1-car garage, and extra space for your gear. Priced to sell - this is the most affordable home in Oak Shores! Don’t miss out!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.47
Remaining Loan Term
25 years, 2 months
Monthly PITI
$1,575/mo
Estimated Loan Balance
$219,196
Cash to close
$116,039
Interest Paid
$38,495

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Carpet

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Community, Association

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1980
Details
  • Builder:

Community & HOA

Community
  • Subdivision: PR Lake Nacimiento(230)
  • Features: DogPark, Foothills, Hiking, Lake, Mountainous, Rural, StormDrains, WaterSports, Fishing, Gated, Marina, Pool
HOA
  • Has HOA: Yes
  • HOA Name: OSCA
  • HOA Amenities: Unknown
  • HOA Fee: $3658.56
  • HOA Frequency: $Annually
Location
  • Region: Bradley

Financial Details

  • Price per Sqft: $302.73
  • Tax Annual Amount: $4162.5
  • On Market Date: 2025-03-31T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $116,039 (35%)
You can enter any amount below - secondary financing will cover the difference if needed.
35%
$

You cover the entire equity of $116,039!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.47% Sellers Rate
$216,961
Your Cash$116,039
Total Purchase Price:$333,000

Assumed vs Traditional Mortgage

Assumed @ 3.47%
$1,078/mo
Traditional @ 7.5%
$1,688/mo
You save $610/month ($7,323/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NS25070135

Listing From:

Last updated: 2025-04-01T14:24:03.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.47%
7.15%

Principal & Interest

$1,078 /mo
$1,628 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $116,039 (35%)
You can enter any amount below - secondary financing will cover the difference if needed.
35%
$

You cover the entire equity of $116,039!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.47% Sellers Rate
$216,961
Your Cash$116,039
Total Purchase Price:$333,000

Assumed vs Traditional Mortgage

Assumed @ 3.47%
$1,078/mo
Traditional @ 7.5%
$1,688/mo
You save $610/month ($7,323/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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