Laura Jewett

Laura Jewett

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Pending

$1,020,000

($528,435 down)
VA

8085 Caminito Mallorca, La Jolla, CA 92037

3
3
1,559 sqft
PITI Monthly
$4,182.24 /mo

Listing courtesy of: Rachel Gardner, Redfin Corporation

Assumed Rate

3.8%
7.15%

Principal & Interest

$2,820 /mo
$4,087 /mo

What's Special

SHOPPING
DINING
LUXURY
GRANITE COUNTERTOPS
STAINLESS STEEL APPLIANCES
FIREPLACE
VAULTED CEILINGS
PATIO
CUL-DE-SAC
COZY

Enjoy the perfect blend of convenience and coastal charm with this ideally located home, just minutes from the 5 freeway, providing easy access to La Jolla, UTC, and beyond. Top-rated schools, UCSD, and an array of shopping options—including Trader Joe’s, Whole Foods, and the UTC mall—are all nearby. Plus, the light rail station just down the street offers effortless travel to downtown, Old Town, and throughout the county. Best of all, the beach and the picturesque La Jolla by the Sea are just a short 10-minute drive away. This well-priced 3-bedroom home features custom tile flooring throughout (2018), a newer furnace (2021), and a recently updated kitchen equipped with granite countertops, crisp white cabinetry, and stainless steel appliances, including a new refrigerator, dishwasher, and microwave. Large dual-pane windows bring in plenty of natural light, while a cozy fireplace adds warmth to the living room. The formal dining area is highlighted by an elegant light fixture, and the back patio offers the perfect space for entertaining. Upstairs, the primary suite impresses with vaulted ceilings and an en-suite bathroom, while the secondary bedrooms provide comfort and privacy. A two-car garage, additional community parking, and a heated pool enhance the home’s appeal. Tucked near the end of a cul-de-sac and surrounded by open spaces and a community park, this residence is a tranquil retreat for nature lovers. Don’t miss out on this fantastic La Jolla opportunity! Southpointe offers its residents two pools, one is heated and two spas. Just 4 miles from world-class La Jolla beaches and minutes to UCSD, it perfectly balances tranquility and accessibility. Indulge in the vibrant La Jolla Village scene, with its art galleries, boutiques, and eateries, creating a rich and diverse lifestyle. This residence is not just a home; it's an opportunity to embrace the La Jolla lifestyle fully. Seize the chance to make this property your own and experience the luxury, comfort, and beauty that comes with living in this coveted coastal community.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.8
Remaining Loan Term
21 years, 2 months
Monthly PITI
$4,182.24/mo
Estimated Loan Balance
$494,080
Cash to close
$528,435
Interest Paid
$185,308

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: None
  • Heating: EnergyStarQualifiedEquipment, ForcedAir, NaturalGas
Features
  • Materials: WoodSiding
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Gas, GasStarter, LivingRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Wood
Roof
  • Roof: Asphalt
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: Community, Association

Construction

Type & Style
  • Stories: 3
  • Home type: Condominium
  • Architectural Style: Unknown
Materials
  • WoodSiding
  • Roof: Asphalt
Condition
  • Year Built: 1979
Details
  • Builder:

Community & HOA

Community
  • Subdivision: La Jolla
  • Features: Pool
HOA
  • Has HOA: Yes
  • HOA Name: La Jolla HOA -Southpointe
  • HOA Amenities: Unknown
  • HOA Fee: $485
  • HOA Frequency: $Monthly
Location
  • Region: La Jolla

Financial Details

  • Price per Sqft: $654.27
  • Tax Annual Amount: $12750
  • On Market Date: 2025-03-12T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $528,435 (52%)
You can enter any amount below - secondary financing will cover the difference if needed.
52%
$

You cover the entire equity of $528,435!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.8% Sellers Rate
$491,565
Your Cash:$528,435
Total Purchase Price:$1,020,000

Assumed vs Traditional Mortgage

Assumed @ 3.8%
$2,820/mo
Traditional @ 7.5%
$4,240/mo
You save $1,420/month ($17,038/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 250021357SD

Listing From:

Last updated: 2025-03-19T18:07:38.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.8%
7.15%

Principal & Interest

$2,820 /mo
$4,087 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $528,435 (52%)
You can enter any amount below - secondary financing will cover the difference if needed.
52%
$

You cover the entire equity of $528,435!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.8% Sellers Rate
$491,565
Your Cash:$528,435
Total Purchase Price:$1,020,000

Assumed vs Traditional Mortgage

Assumed @ 3.8%
$2,820/mo
Traditional @ 7.5%
$4,240/mo
You save $1,420/month ($17,038/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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