Laura Jewett

Laura Jewett

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Closed

$449,999

($123,362 down)
FHA

806 E Kildare Street, Lancaster, CA 93535

4
3
2,043 sqft
PITI Monthly
$3,030.32 /mo

Listing courtesy of: Stacey Robinson, KW Advisors

Assumed Rate

6.99%
7.15%

Principal & Interest

$2,180 /mo
$2,215 /mo

What's Special

SPACIOUS
FIREPLACE
WALK-IN CLOSET
MASTER SUITE
PATIO
BALCONY
CUL-DE-SAC
COZY

Welcome to 806 East Kildare Street, a spacious two-level high ceiling, four-bedroom, three-bathroom home in a quiet cul-de-sac. With 2,043 square feet of living space. This former model home offers an open-concept layout with natural lighting that illuminates every corner, enhancing warmth and inviting comfort in every room. This home boast a spiral staircase and a cozy living room featuring a gas and wood-burning fireplace. The master suite includes an en-suite bathroom, walk-in closet, and a wrap-around balcony with sliding doors. There's a one half bathroom downstairs, an en-suite in the master bedroom and an additional bathroom upstairs. Enjoy seamless indoor-outdoor living with sliding doors from the kitchen and family den to a backyard patio covered by an awning, that then leads to a huge backyard space with massive potential. The property also features RV parking, double and single dog runs, and a large yard with Nectarine, Santa Rosa Plum, and Fruitless Mulberry trees. Recent updates include a new roof and dual-pane tinted windows (both replaced in 2019), plus scratch-resistant laminate flooring. The main room, spiral staircase and upstairs living space are carpeted. Central air and heating, a gas water heater, and all appliances (except washer and dryer) are included. Proof of funds and Pre-Approval are required for showings. Please respect sellers privacy. This home is not a remodel and is ready for your personal touch, it is a unique opportunity to create your dream space or investment.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.99
Remaining Loan Term
29 years, 3 months
Monthly PITI
$3,030.32/mo
Estimated Loan Balance
$328,000
Cash to close
$123,362
Interest Paid
$17,138

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: GreatRoom
  • Flooring: Carpet, Laminate

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces:
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Other
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Traditional
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1974
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Lancaster

Financial Details

  • Price per Sqft: $220.26
  • Tax Annual Amount: $5624.99
  • On Market Date: 2024-12-12T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $123,362 (27%)
You can enter any amount below - secondary financing will cover the difference if needed.
27%
$

You cover the entire equity of $123,362!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.99% Sellers Rate
$326,637
Your Cash$123,362
Total Purchase Price:$449,999

Assumed vs Traditional Mortgage

Assumed @ 6.99%
$2,180/mo
Traditional @ 7.5%
$2,298/mo
You save $118/month ($1,415/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 24457015

Listing From:

Last updated: 2025-01-14T01:08:23.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.99%
7.15%

Principal & Interest

$2,180 /mo
$2,215 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $123,362 (27%)
You can enter any amount below - secondary financing will cover the difference if needed.
27%
$

You cover the entire equity of $123,362!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.99% Sellers Rate
$326,637
Your Cash$123,362
Total Purchase Price:$449,999

Assumed vs Traditional Mortgage

Assumed @ 6.99%
$2,180/mo
Traditional @ 7.5%
$2,298/mo
You save $118/month ($1,415/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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