Laura Jewett

Laura Jewett

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Closed

$419,900

($146,212 down)
FHA

805 Heather Drive, Loveland, CO 80537

3
2
1,380 sqft
PITI Monthly
$2,002.34 /mo

Listing courtesy of: Kathryn Rau, NextHome Front Range

Assumed Rate

3.77%
7.15%

Principal & Interest

$1,459 /mo
$2,122 /mo

What's Special

REMODELED
SPACIOUS
STAINLESS STEEL APPLIANCES
PATIO
LANDSCAPED
SPRINKLER SYSTEM
QUIET NEIGHBORHOOD
SHORT COMMUTE

Beautiful and well-maintained tri-level property in West Loveland! This 3-bedroom home has a nicely landscaped front yard with an in-ground sprinkler system and a spacious parking area. Inside, you'll find a bright and open floor plan with high ceilings, track lighting, and LVP flooring. The custom kitchen includes recessed lighting, plenty of wood cabinets, a tile backsplash, stainless steel appliances, and a butcher block island with a breakfast bar. Upstairs, there are two sizable bedrooms with natural light, plush carpet, ceiling fans, and ample closet space. The bathroom boasts a tub/shower combo with beautifully tiled walls. The walk-out basement offers a flexible space, along with a 3rd bedroom that has a private bathroom, perfect for overnight guests. Both bathrooms have been fully remodeled and updated. The fully dry-walled garage has a 9' ceiling and can be easily used as a studio or office space, with wiring for AC and sink hookups. The backyard features a patio, tall shade trees, a large storage shed, and raised planters, offering plenty of space for outdoor activities and gatherings. This well-maintained property is located in a quiet neighborhood near Loch Lon Park, just minutes from River's Edge Natural Areas and King Soopers, with easy access to I-25 and a short commute to Loveland Downtown District. Check out the 3D Zillow tour and floorplan; this sweet property is just the one!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.77
Remaining Loan Term
24 years, 5 months
Monthly PITI
$2,002.34/mo
Estimated Loan Balance
$296,795
Cash to close
$146,212
Interest Paid
$62,627

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Electric, Natural Gas
Features
  • Materials: Brick, Frame, Wood Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Carpet, Tile, Wood

Exterior

Fencing
  • Fencing: Full
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Traditional
Materials
  • Brick, Frame, Wood Siding
  • Roof: Composition
Condition
  • Year Built: 1969
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Loch Lon
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Loveland

Financial Details

  • Price per Sqft: $304.28
  • Tax Annual Amount: $2053
  • On Market Date: 2024-08-22T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $146,212 (35%)
You can enter any amount below - secondary financing will cover the difference if needed.
35%
$

You cover the entire equity of $146,212!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.77% Sellers Rate
$273,688
Your Cash$146,212
Total Purchase Price:$419,900

Assumed vs Traditional Mortgage

Assumed @ 3.77%
$1,459/mo
Traditional @ 7.5%
$2,201/mo
You save $743/month ($8,911/year)

*Secondary financing rates are an estimated value based on input

MLS ID: REC3714330

Listing From: recolorado

Last updated: 2024-10-16T18:34:17.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.77%
7.15%

Principal & Interest

$1,459 /mo
$2,122 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $146,212 (35%)
You can enter any amount below - secondary financing will cover the difference if needed.
35%
$

You cover the entire equity of $146,212!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.77% Sellers Rate
$273,688
Your Cash$146,212
Total Purchase Price:$419,900

Assumed vs Traditional Mortgage

Assumed @ 3.77%
$1,459/mo
Traditional @ 7.5%
$2,201/mo
You save $743/month ($8,911/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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