Laura Jewett

Laura Jewett

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Closed

$230,000

($121,943 down)
FHA

8046 N 32ND Drive, Phoenix, AZ 85051

3
2
1,008 sqft
PITI Monthly
$723.65 /mo

Listing courtesy of: Brian Chisholm, Berkshire Hathaway HomeServices Arizona Properties

Assumed Rate

2.18%
7.15%

Principal & Interest

$460 /mo
$820 /mo

What's Special

LOCATION
SHOPPING
RENOVATED
DECK
PATIO

Come check out this 2018 renovated Townhome. Central location close to shopping, and high walkability to restaurants and cafes. Renovation dates: All appliances 2018, Kitchen, Bath & Flooring 2018, HVAC 2022 new patio decking 2022 Washer & Dyer 2018 and Hot water tank 2023 This 3 bedroom unit is move in ready with low maintenance for years to come.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.18
Remaining Loan Term
26 years, 6 months
Monthly PITI
$723.65/mo
Estimated Loan Balance
$113,311
Cash to close
$121,943
Interest Paid
$8,882

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Refrigeration, Ceiling Fan(s)
  • Heating: Electric
Features
  • Materials: Painted, Stucco, Block, Frame - Wood
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Laminate, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Built-Up
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: Yes
  • Carport Spaces: 1
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: Townhouse
  • Architectural Style: Contemporary
Materials
  • Painted, Stucco, Block, Frame - Wood
  • Roof: Built-Up
Condition
  • Year Built: 1980
Details
  • Builder: UNKNOWN

Community & HOA

Community
  • Subdivision: Villas Northern II
  • Features: Community Pool, Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: UNKNOWN
  • HOA Amenities: Unknown
  • HOA Fee: $257
  • HOA Frequency: $Monthly
Location
  • Region: Phoenix

Financial Details

  • Price per Sqft: $228.17
  • Tax Annual Amount: $333
  • On Market Date: 2024-04-18T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $121,943 (53%)
You can enter any amount below - secondary financing will cover the difference if needed.
53%
$

You cover the entire equity of $121,943!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.18% Sellers Rate
$108,057
Your Cash:$121,943
Total Purchase Price:$230,000

Assumed vs Traditional Mortgage

Assumed @ 2.18%
$460/mo
Traditional @ 7.5%
$851/mo
You save $391/month ($4,691/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6688977

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2024-08-26T02:36:20.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.18%
7.15%

Principal & Interest

$460 /mo
$820 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $121,943 (53%)
You can enter any amount below - secondary financing will cover the difference if needed.
53%
$

You cover the entire equity of $121,943!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.18% Sellers Rate
$108,057
Your Cash:$121,943
Total Purchase Price:$230,000

Assumed vs Traditional Mortgage

Assumed @ 2.18%
$460/mo
Traditional @ 7.5%
$851/mo
You save $391/month ($4,691/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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