Laura Jewett

Laura Jewett

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Closed

$320,000

($166,170 down)
FHA

801 S 1st Street, Marshall, MN 56258

4
3
2,748 sqft
PITI Monthly
$1,919.29 /mo

Listing courtesy of: , Edina Realty, Inc.

Assumed Rate

6.2%
7.15%

Principal & Interest

$1,328 /mo
$1,465 /mo

What's Special

DINING
SPACIOUS
MODERN
DECK
PATIO
CHARMING

Discover the perfect blend of comfort and convenience in this charming 1-story home offering 4 bedrooms, 3 bathrooms, and an attached 2-stall garage. Thoughtfully designed with accessibility in mind, this home features a wheelchair ramp from the garage, a widened hallway to the primary bedroom, and other modern updates that enhance both functionality and style. The main floor welcomes you with an open-concept living, dining, and kitchen area, creating a spacious and inviting atmosphere. Natural light pours in through the patio doors, leading you to a private back deck— perfect for outdoor relaxation. The main floor also houses 2 bedrooms, including the primary with direct access to the main floor full bathroom, as well as a convenient laundry area with an extra sink and a half bath. The lower level offers even more living space, featuring a large family room, 2 additional bedrooms, a versatile bonus room, and a ¾ bathroom. Perfect for guests or extended family, this level provides privacy and comfort. Additional highlights include a covered front porch with recessed lighting, a recently updated roof, and many updates such as LVP flooring, numerous windows replaced, crown molding and more. This home is a rare find, combining accessibility, modern updates, and ample space for all your needs. Don’t miss the opportunity to make this exceptional home yours!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.2
Remaining Loan Term
14 years, 2 months
Monthly PITI
$1,919.29/mo
Estimated Loan Balance
$317,793
Cash to close
$166,170
Interest Paid
$185,539

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Brick/Stone, Vinyl Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Age 8 Years or Less, Asphalt
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Brick/Stone, Vinyl Siding
  • Roof: Age 8 Years or Less, Asphalt
Condition
  • Year Built: 1995
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Viking Add
  • Features: Reduced Height Counters, Partially Wheelchair, Wheelchair Ramp(s)
HOA
  • Has HOA: No
Location
  • Region: Marshall

Financial Details

  • Price per Sqft: $116.45
  • Tax Annual Amount: $3448
  • On Market Date: 2024-09-04T00:00:00.000Z
Inquire about this property

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Apply to Assume

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Savings Calculator

Current cash to close is $166,170 (52%)
You can enter any amount below - secondary financing will cover the difference if needed.
52%
$

You cover the entire equity of $166,170!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.2% Sellers Rate
$153,830
Your Cash:$166,170
Total Purchase Price:$320,000

Assumed vs Traditional Mortgage

Assumed @ 6.2%
$1,328/mo
Traditional @ 7.5%
$1,519/mo
You save $191/month ($2,293/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6589742

Listing From: northstar

Last updated: 2024-10-24T16:43:02.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.2%
7.15%

Principal & Interest

$1,328 /mo
$1,465 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $166,170 (52%)
You can enter any amount below - secondary financing will cover the difference if needed.
52%
$

You cover the entire equity of $166,170!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.2% Sellers Rate
$153,830
Your Cash:$166,170
Total Purchase Price:$320,000

Assumed vs Traditional Mortgage

Assumed @ 6.2%
$1,328/mo
Traditional @ 7.5%
$1,519/mo
You save $191/month ($2,293/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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