Laura Jewett

Laura Jewett

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Closed

$360,000

($183,274 down)
FHA

7956 Oneida Street, Commerce City, CO 80022

3
2
876 sqft
PITI Monthly
$1,459.5 /mo

Listing courtesy of: Donella Sanchez, Resident Realty North Metro LLC

Assumed Rate

3.61%
7.15%

Principal & Interest

$983 /mo
$1,459 /mo

What's Special

SPACIOUS
MOVE-IN READY
MASTER SUITE
HOME OFFICE
CHARMING
SOLAR PANELS

This charming 3-bedroom, 2-bathroom home offers the perfect blend of comfort and convenience with recent updates throughout. Second bedroom is a walkthrough to the master suite. Master suite also has its own private exterior entrance. This home also features fresh new paint, updated appliances & washer and dryer (Less then 2 years), newer roof (less then 6 years), a brand-new water heater making it move-in ready! The furnace and vents have been recently deep cleaned, and a new thermostat has been installed for optimal energy efficiency. One of the standout features of this home is the solar panel system, which reduces energy costs and provides long-term savings on your utility bills. The solar panels are being purchased and the loan will be paid off at closing by the Sellers—offering immediate savings without the upfront cost The spacious 24x30 oversized garage provides room for two cars and additional storage, plus a private room ideal for a home office or extra space for your needs. The property also includes extra parking outside, perfect for guests, an RV, or boat, plus a shed for extra storage! Located in a quiet, accessible neighborhood, this home is perfect for anyone seeking a well-maintained property with plenty of space.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.61
Remaining Loan Term
21 years, 2 months
Monthly PITI
$1,459.5/mo
Estimated Loan Balance
$179,408
Cash to close
$183,274
Interest Paid
$62,671

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: None
  • Heating: Forced Air
Features
  • Materials: Frame, Vinyl Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Carpet, Laminate

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Traditional
Materials
  • Frame, Vinyl Siding
  • Roof: Composition
Condition
  • Year Built: 1954
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Calahan
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Commerce City

Financial Details

  • Price per Sqft: $410.96
  • Tax Annual Amount: $2078
  • On Market Date: 2024-11-14T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $183,274 (51%)
You can enter any amount below - secondary financing will cover the difference if needed.
51%
$

You cover the entire equity of $183,274!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.61% Sellers Rate
$176,726
Your Cash:$183,274
Total Purchase Price:$360,000

Assumed vs Traditional Mortgage

Assumed @ 3.61%
$983/mo
Traditional @ 7.5%
$1,513/mo
You save $530/month ($6,361/year)

*Secondary financing rates are an estimated value based on input

MLS ID: REC4134089

Listing From: recolorado

Last updated: 2025-02-28T04:11:20.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.61%
7.15%

Principal & Interest

$983 /mo
$1,459 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $183,274 (51%)
You can enter any amount below - secondary financing will cover the difference if needed.
51%
$

You cover the entire equity of $183,274!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.61% Sellers Rate
$176,726
Your Cash:$183,274
Total Purchase Price:$360,000

Assumed vs Traditional Mortgage

Assumed @ 3.61%
$983/mo
Traditional @ 7.5%
$1,513/mo
You save $530/month ($6,361/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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