Laura Jewett

Laura Jewett

Property SearchContact
primary-1
primary-2primary-3
Pending

$329,900

($90,350 down)
FHA

794 N West Avenue, Merced, CA 95341

3
2
1,125 sqft
PITI Monthly
$1,756.74 /mo

Listing courtesy of: Genaro Duran, NextHome D&G Realty Group

Assumed Rate

2.87%
7.15%

Principal & Interest

$1,079 /mo
$1,757 /mo

What's Special

INVESTORS
DINING
SPACIOUS
CHARMING

Looking for your new home? Look no further! This charming corner-lot home welcomes you with abundant natural light and a semi-open floor plan, seamlessly connecting the kitchen, dining, and living areas—perfect for entertaining family and friends. Featuring three spacious bedrooms and two bathrooms down the hallway, this home offers both comfort and convenience. The oversized backyard provides endless possibilities, whether for gatherings, a swimming pool, or RV/Toy parking with a gate addition. A two-car garage with washer and dryer hookups adds to the home's practicality. Conveniently located near schools, parks, and with easy freeway access, this move-in-ready home is ideal for first-time buyers, growing families, or savvy investors. Homes like this don’t last long—schedule your private showing today!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.87
Remaining Loan Term
26 years, 5 months
Monthly PITI
$1,756.74/mo
Estimated Loan Balance
$241,060
Cash to close
$90,350
Interest Paid
$25,740

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1985
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: StreetLights, Suburban, Sidewalks
HOA
  • Has HOA: No
Location
  • Region: Merced

Financial Details

  • Price per Sqft: $293.24
  • Tax Annual Amount: $4123.75
  • On Market Date: 2025-03-17T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $90,350 (27%)
You can enter any amount below - secondary financing will cover the difference if needed.
27%
$

You cover the entire equity of $90,350!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.87% Sellers Rate
$239,550
Your Cash$90,350
Total Purchase Price:$329,900

Assumed vs Traditional Mortgage

Assumed @ 2.87%
$1,079/mo
Traditional @ 7.5%
$1,823/mo
You save $744/month ($8,929/year)

*Secondary financing rates are an estimated value based on input

MLS ID: MC25056531

Listing From:

Last updated: 2025-03-26T23:44:39.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.87%
7.15%

Principal & Interest

$1,079 /mo
$1,757 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $90,350 (27%)
You can enter any amount below - secondary financing will cover the difference if needed.
27%
$

You cover the entire equity of $90,350!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.87% Sellers Rate
$239,550
Your Cash$90,350
Total Purchase Price:$329,900

Assumed vs Traditional Mortgage

Assumed @ 2.87%
$1,079/mo
Traditional @ 7.5%
$1,823/mo
You save $744/month ($8,929/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

Powered By UMe.

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

equal-housing

© is committed to and abides by the Fair Housing Act of Equal Opportunity.