Laura Jewett

Laura Jewett

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Closed

$523,000

($2,506 down)
VA

7940 University Ave UNIT 23, La Mesa, CA 91942

2
2
1,095 sqft
PITI Monthly
$4,003.52 /mo

Listing courtesy of: Analicia Diaz, Coldwell Banker West

Assumed Rate

6.5%
7.15%

Principal & Interest

$3,293 /mo
$3,519 /mo

What's Special

MINUTES AWAY
SHOPPING
FIREPLACE
CHARMING
COZY

Nestled among the pine trees lies your new home in La Mesa. Climb the stairway to heaven where you’ll discover this beautifully maintained 2 story, 2 bedroom, with 1.5-bathroom condo. This unit is one of the few floor plans in the complex to feature dual balconies and a cozy gas fireplace. This home boasts recently upgraded flooring, lighting, fixtures, and appliances that will convey with the home. Perfect for those who value comfort and style, this home offers unique and charming details. Touring this home, you’ll find unobstructed views over La Mesa Blvd and beyond to mountain peaks peeking through the clouds. You are also minutes from anything you could need! Around the block to La Mesa Village where the annual Oktoberfest is held, award-winning restaurants, antique shops, and more! Literally minutes away from the 8 freeway, Costco, Grossmont Shopping Mall, and the Grossmont Sharp Hospital medical facilities, this home is situated in the epicenter of San Diego. Additional Features- Full Size Washer & Dryer: Stackable in unit laundry Parking: Includes one assigned parking space. An additional parking space can be requested at $20 a month. Don’t miss out on this exceptional property. Schedule your tour today and discover all the wonderful features this condo has to offer!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
6.5
Remaining Loan Term
29 years, 6 months
Monthly PITI
$4,003.52/mo
Estimated Loan Balance
$520,965
Cash to close
$2,506
Interest Paid
$16,893

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir, Fireplaces, NaturalGas
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom, Outside
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Community

Construction

Type & Style
  • Stories: 2
  • Home type: Condominium
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: Unknown
Condition
  • Year Built: 1980
Details
  • Builder:

Community & HOA

Community
  • Subdivision: La Mesa
  • Features: Gated, Pool
HOA
  • Has HOA: Yes
  • HOA Name: Menas Property Management
  • HOA Amenities: Unknown
  • HOA Fee: $430
  • HOA Frequency: $Monthly
Location
  • Region: La Mesa

Financial Details

  • Price per Sqft: $477.63
  • Tax Annual Amount: $6537.5
  • On Market Date: 2024-07-31T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $2,506 (0%)
You can enter any amount below - secondary financing will cover the difference if needed.
0%
$

You cover the entire equity of $2,506!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.5% Sellers Rate
$520,494
Your Cash$2,506
Total Purchase Price:$523,000

Assumed vs Traditional Mortgage

Assumed @ 6.5%
$3,293/mo
Traditional @ 7.5%
$3,650/mo
You save $357/month ($4,283/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 240017875SD

Listing From:

Last updated: 2024-08-27T01:59:08.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.5%
7.15%

Principal & Interest

$3,293 /mo
$3,519 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $2,506 (0%)
You can enter any amount below - secondary financing will cover the difference if needed.
0%
$

You cover the entire equity of $2,506!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.5% Sellers Rate
$520,494
Your Cash$2,506
Total Purchase Price:$523,000

Assumed vs Traditional Mortgage

Assumed @ 6.5%
$3,293/mo
Traditional @ 7.5%
$3,650/mo
You save $357/month ($4,283/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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