Laura Jewett

Laura Jewett

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$352,000

($60,474 down)
VA

79275 Rose Dawn, La Quinta, CA 92253

2
2
1,231 sqft
PITI Monthly
$2,465.46 /mo

Listing courtesy of: Tony De Franco, Sotheby's International Realty

Assumed Rate

6.81%
7.15%

Principal & Interest

$1,949 /mo
$2,017 /mo

What's Special

INVESTORS
REMODELED
GATED COMMUNITY
DESIRED
SHOPPING
SPACIOUS
MOVE-IN READY
STAINLESS STEEL APPLIANCES
FIREPLACE
WALK-IN CLOSET
EN SUITE BATHROOM
PATIO
COMMUNITY POOL
CLUBHOUSE
COZY
55+ COMMUNITY

Immaculate two bedroom, two bathroom detached Single-Family Home in the Highly Desired 55+ Watercolors gated Community! Situated away from road noise and the entrance gate, this beautifully maintained detached single-family home offers the perfect blend of comfort, style, and convenience surrounded by nearby multi-million dollar homes and communities. With impeccable pride of ownership and tasteful upgrades throughout, this home is truly move-in ready! Step into the remodeled kitchen, featuring quartz countertops, Stainless steel appliances, custom-painted new soft close cabinets, a new sink, faucet and refrigerator. The open-concept great room boasts high 12+ft ceilings, ceiling fans, two new chandeliers, cozy gas fireplace, and an abundance of natural light. The spacious primary suite offers a large walk-in closet and an en suite bathroom with a dual sink vanity and a walk-in shower. Additional highlights include an indoor laundry space, an attached two-car garage, and a generous side yard patio with a sunshade-covered sliding door perfect for outdoor relaxation. Don't miss this rare opportunity to own a detached home in the desirable Watercolors 55+ community. Watercolors is an income qualified community offering low maintenance living, community pool/spa and a clubhouse. Close to shopping malls, restaurants and all amenities. Total Purchase price including silent second is $455,000.($352,000 + $103,000= $455,000). NO Rentals, NO cash purchases, NO investors- PRIMARY RESIDENCE ONLY. INCOME LIMITS, 1 person 57,401to 83,900, 2 people 56,351to 93,600, 3 people 63,401 to 105,300, 4 people 70,401 to 117,000. This property carries a $103,000 silent second mortgage. Call listing agent for details.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
6.81
Remaining Loan Term
27 years, 9 months
Monthly PITI
$2,465.46/mo
Estimated Loan Balance
$292,109
Cash to close
$60,474
Interest Paid
$45,226

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Unknown
  • Heating: Central, ForcedAir
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Gas, LivingRoom
  • Flooring: Carpet

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces:
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: Association, Community, InGround

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 2007
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Watercolors
  • Features: Gated, Pool
HOA
  • Has HOA: Yes
  • HOA Name:
  • HOA Amenities: Unknown
  • HOA Fee: $239
  • HOA Frequency: $Monthly
Location
  • Region: La Quinta

Financial Details

  • Price per Sqft: $285.95
  • Tax Annual Amount: $4400
  • On Market Date: 2025-03-04T00:00:00.000Z
Inquire about this property

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Savings Calculator

Current cash to close is $60,474 (17%)
You can enter any amount below - secondary financing will cover the difference if needed.
17%
$

You cover the entire equity of $60,474!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.81% Sellers Rate
$291,526
Your Cash$60,474
Total Purchase Price:$352,000

Assumed vs Traditional Mortgage

Assumed @ 6.81%
$1,949/mo
Traditional @ 7.5%
$2,092/mo
You save $143/month ($1,720/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 25506757

Listing From:

Last updated: 2025-03-12T12:28:44.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.81%
7.15%

Principal & Interest

$1,949 /mo
$2,017 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $60,474 (17%)
You can enter any amount below - secondary financing will cover the difference if needed.
17%
$

You cover the entire equity of $60,474!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.81% Sellers Rate
$291,526
Your Cash$60,474
Total Purchase Price:$352,000

Assumed vs Traditional Mortgage

Assumed @ 6.81%
$1,949/mo
Traditional @ 7.5%
$2,092/mo
You save $143/month ($1,720/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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