Laura Jewett

Laura Jewett

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$529,500

($75,265 down)
FHA

790 Osprey Ridge Drive, Rio Vista, CA 94571

2
N/A
1,837 sqft
PITI Monthly
$3,642.13 /mo

Listing courtesy of: Nannette N Chapman, Berkshire Hathaway HomeService

Assumed Rate

5.23%
7.15%

Principal & Interest

$2,591 /mo
$3,177 /mo

What's Special

OPEN CONCEPT
DINING
SPACIOUS
STAINLESS STEEL APPLIANCES
WALK-IN CLOSET
OUTDOOR LIVING SPACE
PATIO

This lovely 2015 corner lot "REFLECT" model provides an open concept. Features 2 bedroom, 2 bath with a den off the foyer. This well designed home maximizes indoor/outdoor living space and offers plenty of natural light. Discover an inviting ambiance with a fusion of warm color tones, soft-beige carpet, hardwood-style tile floors and ceiling fans. A few of the many upgrades you will find in this solar powered home are the Smart Home Technology System and the Pella windows. A well-appointed kitchen has a spacious island; reverse osmosis; granite; stainless steel appliances; cabinetry with pull-out shelves and a breakfast bar. Ample storage throughout the home. Easily accessed from the bright and cheerful dining area, the outdoor living space with a covered patio is perfect for entertaining or simple relaxation. The primary suite includes an en-suite bathroom with split sinks, walk-in closet and a sliding door to the backyard. A second bedroom and bath are ideal for guests. A must see!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
5.23
Remaining Loan Term
27 years, 3 months
Monthly PITI
$3,642.13/mo
Estimated Loan Balance
$456,655
Cash to close
$75,265
Interest Paid
$66,340

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms:
Cooling & Heating
  • Cooling: CentralAir, SeeRemarks
  • Heating: Unknown
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: None
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: Association

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 2015
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Trilogy Rio Vista
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name: Action Property
  • HOA Amenities: Unknown
  • HOA Fee: $215
  • HOA Frequency: $Monthly
Location
  • Region: Rio Vista

Financial Details

  • Price per Sqft: $288.24
  • Tax Annual Amount: $6618.75
  • On Market Date: 2021-12-14T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $75,265 (14%)
You can enter any amount below - secondary financing will cover the difference if needed.
14%
$

You cover the entire equity of $75,265!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.23% Sellers Rate
$454,235
Your Cash$75,265
Total Purchase Price:$529,500

Assumed vs Traditional Mortgage

Assumed @ 5.23%
$2,591/mo
Traditional @ 7.5%
$3,295/mo
You save $704/month ($8,444/year)

*Secondary financing rates are an estimated value based on input

MLS ID: ML81872507

Listing From:

Last updated: 2024-09-30T18:50:39.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

5.23%
7.15%

Principal & Interest

$2,591 /mo
$3,177 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $75,265 (14%)
You can enter any amount below - secondary financing will cover the difference if needed.
14%
$

You cover the entire equity of $75,265!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.23% Sellers Rate
$454,235
Your Cash$75,265
Total Purchase Price:$529,500

Assumed vs Traditional Mortgage

Assumed @ 5.23%
$2,591/mo
Traditional @ 7.5%
$3,295/mo
You save $704/month ($8,444/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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