Laura Jewett

Laura Jewett

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Closed

$375,000

($164,183 down)
FHA

7859 Ogden Court, Denver, CO 80229

2
2
1,240 sqft
PITI Monthly
$1,429.87 /mo

Listing courtesy of: Shelbi Souther, McWilliams Team Realty Inc.

Assumed Rate

2.74%
7.15%

Principal & Interest

$929 /mo
$1,539 /mo

What's Special

SPACIOUS
CHARMING

FHA ASSUMABLE MORTGAGE WITH A 2.25% INTEREST RATE! The monthly principle & interest on the loan is roughly $870 per month, with a total mortgage payment (excluding HOA) of roughly $1,230. Loan balance is roughly $210k, but additional financing for the sellers equity may be available (more info on www.withroam.com). This home and community is a hidden gem in High Point Village and with a 2.25% assumable interest rate, it's hard to beat! As you walk into this charming town home, you'll notice the spacious open floor plan connecting the living room into the kitchen, while allowing ample space for both. The kitchen features a high quality reverse osmosis water system, some updated appliances, a massive pantry, and laundry facilities. Upstairs, you will find a comfortable primary suite complete with a fully updated bathroom, the main full bathroom, as well as a secondary bedroom with a huge oversized closet. The water heater (new in 2023 & upgraded to a 50 gal) is in the closet at the top of the stairs and the furnace (new in 2020) is in the closet between the bedrooms. This home offers plenty of storage, with an oversized linen closet next to the primary bedroom. This town home is unique, as it features a 1 car attached garage and a backyard, which is a blank canvas for your personal touch! The storage shed in the backyard is included. The exterior is maintained by the HOA and the units were freshly painted in 2020. All the windows in the unit were replaced in 2023 and the sliding glass door was replaced this year. This one won't last long! All assumption figures provided are subject to change and buyer must qualify for assumption with sellers mortgage holder.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.74
Remaining Loan Term
26 years, 0 months
Monthly PITI
$1,429.87/mo
Estimated Loan Balance
$227,154
Cash to close
$164,183
Interest Paid
$23,889

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Frame
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Full
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Townhouse
  • Architectural Style: Unknown
Materials
  • Frame
  • Roof: Composition
Condition
  • Year Built: 1999
Details
  • Builder:

Community & HOA

Community
  • Subdivision: High Point
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name: High Point Village
  • HOA Amenities: Unknown
  • HOA Fee: $242
  • HOA Frequency: $Monthly
Location
  • Region: Denver

Financial Details

  • Price per Sqft: $302.42
  • Tax Annual Amount: $2270
  • On Market Date: 2024-07-19T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $164,183 (44%)
You can enter any amount below - secondary financing will cover the difference if needed.
44%
$

You cover the entire equity of $164,183!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.74% Sellers Rate
$210,817
Your Cash$164,183
Total Purchase Price:$375,000

Assumed vs Traditional Mortgage

Assumed @ 2.74%
$929/mo
Traditional @ 7.5%
$1,597/mo
You save $668/month ($8,010/year)

*Secondary financing rates are an estimated value based on input

MLS ID: REC3594083

Listing From: recolorado

Last updated: 2024-09-27T23:16:16.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.74%
7.15%

Principal & Interest

$929 /mo
$1,539 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $164,183 (44%)
You can enter any amount below - secondary financing will cover the difference if needed.
44%
$

You cover the entire equity of $164,183!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.74% Sellers Rate
$210,817
Your Cash$164,183
Total Purchase Price:$375,000

Assumed vs Traditional Mortgage

Assumed @ 2.74%
$929/mo
Traditional @ 7.5%
$1,597/mo
You save $668/month ($8,010/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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