Laura Jewett

Laura Jewett

Property SearchContact
primary-1
primary-2primary-3
Under Contract

$350,000

($170,609 down)
FHA

7838 W PALM Lane, Phoenix, AZ 85035

3
3
1,486 sqft
PITI Monthly
$1,259.14 /mo

Listing courtesy of: Eduardo Alvarez Dagnino, HomeSmart Premier

Assumed Rate

2.68%
7.15%

Principal & Interest

$801 /mo
$1,337 /mo

What's Special

SPACIOUS
STAINLESS STEEL APPLIANCES
WALK-IN CLOSET
PATIO
COMMUNITY POOL
CHARMING
COZY

Welcome to this charming two-story home in the desirable Vinsanto community! From the cozy front porch to the spacious open floor plan, this home is designed for comfort. Inside, you'll find tile flooring, soft carpeting, and fresh neutral paint throughout. The updated kitchen features, plenty of cabinet space, a central island with a breakfast bar, sleek stainless steel appliances, and a pantry. The main bedroom offers a private bath with dual vanities, a shower/tub combo, and a walk-in closet. Unwind on your private patio or take a dip in the community pool. For added peace of mind, the HOA provides on-site security with an off-duty police officer. The exterior was recently repainted to ensure it's up to HOA standards. This home is ready and waiting for you to move in!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.68
Remaining Loan Term
25 years, 10 months
Monthly PITI
$1,259.14/mo
Estimated Loan Balance
$180,586
Cash to close
$170,609
Interest Paid
$21,086

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s)
  • Heating: Electric
Features
  • Materials: Synthetic Stucco, Wood Frame, Painted, Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: Single Family Residence
  • Architectural Style: Contemporary
Materials
  • Synthetic Stucco, Wood Frame, Painted, Stucco
  • Roof: Tile
Condition
  • Year Built: 2013
Details
  • Builder: D R Horton Homes

Community & HOA

Community
  • Subdivision: VINSANTO
  • Features: Community Spa, Community Pool, Playground, Biking/Walking Path, Clubhouse
HOA
  • Has HOA: Yes
  • HOA Name: Vinsanto
  • HOA Amenities: Unknown
  • HOA Fee: $158
  • HOA Frequency: $Monthly
Location
  • Region: Phoenix

Financial Details

  • Price per Sqft: $235.53
  • Tax Annual Amount: $2018
  • On Market Date: 2025-03-01T23:10:03.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $170,609 (49%)
You can enter any amount below - secondary financing will cover the difference if needed.
49%
$

You cover the entire equity of $170,609!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.68% Sellers Rate
$179,391
Your Cash$170,609
Total Purchase Price:$350,000

Assumed vs Traditional Mortgage

Assumed @ 2.68%
$801/mo
Traditional @ 7.5%
$1,387/mo
You save $586/month ($7,032/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6828739

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-03-17T20:52:41.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.68%
7.15%

Principal & Interest

$801 /mo
$1,337 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $170,609 (49%)
You can enter any amount below - secondary financing will cover the difference if needed.
49%
$

You cover the entire equity of $170,609!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.68% Sellers Rate
$179,391
Your Cash$170,609
Total Purchase Price:$350,000

Assumed vs Traditional Mortgage

Assumed @ 2.68%
$801/mo
Traditional @ 7.5%
$1,387/mo
You save $586/month ($7,032/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

Powered By UMe.

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

equal-housing

© is committed to and abides by the Fair Housing Act of Equal Opportunity.