Laura Jewett

Laura Jewett

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$819,000

($533,775 down)
FHA

7812 Longdale Dr, Lemon Grove, CA 91945

3
2
1,683 sqft
PITI Monthly
$2,569.21 /mo

Listing courtesy of: Albert Shamasha, LPT Realty,Inc

Assumed Rate

2.68%
7.15%

Principal & Interest

$1,276 /mo
$2,130 /mo

What's Special

MOVE-IN READY
PATIO
EFFICIENT

Custom Home with a Tropical Front Entry that you will not want to miss! Built in 1996, this lovely 3 Bedroom 2 bathroom home offers an open floor plan with tons of natural sunlight! Tasteful upgrades include energy efficient dual pane windows throughout, Brand new 30 Year old Kool Roof, New HVAC with New Ducting, New Raised Patio, New exterior lighting, New epoxy floor in garage, a bonus outdoor toilet, lots of hardscaping and grading done, and new insulation underneath the home. All the Major components of this home have been upgraded. It is completely Move-in Ready. BUYER(S) AND BUYERS AGENT TO VERIFY AND APPROVE ALL DATA, SQUARE FOOT, ALL MEASUREMENTS, REPORTS, RECORDS, INSPECTIONS, PERMITS, USE ZONING, ALL MLS INFORMATION, HOA INFO AND STATS, AND ANY AND ALL INFORMATION PERTAINING TO PROPERTY PRIOR TO REMOVAL OF CONTINGENCIES AND COE, (ROOM SIZE IS JUST AN ESTIMATE).

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.68
Remaining Loan Term
25 years, 10 months
Monthly PITI
$2,569.21/mo
Estimated Loan Balance
$288,399
Cash to close
$533,775
Interest Paid
$33,601

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir, SeeRemarks
Features
  • Materials: Hardboard
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: CrossFenced
Roof
  • Roof: Shingle
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Hardboard
  • Roof: Shingle
Condition
  • Year Built: 1996
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Lemon Grove
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Lemon Grove

Financial Details

  • Price per Sqft: $486.63
  • Tax Annual Amount: $10237.5
  • On Market Date: 2025-04-01T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $533,775 (65%)
You can enter any amount below - secondary financing will cover the difference if needed.
65%
$

You cover the entire equity of $533,775!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.68% Sellers Rate
$285,225
Your Cash:$533,775
Total Purchase Price:$819,000

Assumed vs Traditional Mortgage

Assumed @ 2.68%
$1,276/mo
Traditional @ 7.5%
$2,210/mo
You save $934/month ($11,205/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 250023217SD

Listing From:

Last updated: 2025-04-02T22:00:38.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.68%
7.15%

Principal & Interest

$1,276 /mo
$2,130 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $533,775 (65%)
You can enter any amount below - secondary financing will cover the difference if needed.
65%
$

You cover the entire equity of $533,775!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.68% Sellers Rate
$285,225
Your Cash:$533,775
Total Purchase Price:$819,000

Assumed vs Traditional Mortgage

Assumed @ 2.68%
$1,276/mo
Traditional @ 7.5%
$2,210/mo
You save $934/month ($11,205/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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