Laura Jewett

Laura Jewett

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$630,000

($145,408 down)
VA

771 Caminito Valiente, Chula Vista, CA 91911

2
2
1,034 sqft
PITI Monthly
$3,032.77 /mo

Listing courtesy of: Kentrea Hollis, eXp Realty of California, Inc.

Assumed Rate

2.96%
7.15%

Principal & Interest

$2,210 /mo
$3,558 /mo

What's Special

REMODELED
GATED COMMUNITY
FRESH PAINT
SHOPPING
DINING
SPACIOUS
MODERN
HARDWOOD FLOORS
STAINLESS STEEL APPLIANCES
BALCONY
PUBLIC TRANSPORTATION

Welcome to this beautifully remodeled townhouse in the exclusive gated community of Tivoli Villas in Sunbow..VA Approved! This home offers modern living space with stylish upgrades throughout. The bright and open floor plan features stunning hardwood floors, fresh paint, and a contemporary kitchen with sleek quartz countertops, modern cabinetry, and stainless steel appliances. The spacious living area extends to a private balcony, perfect for enjoying morning coffee or unwinding in the evening. Both bathrooms have been tastefully updated with elegant vanities and fixtures. Enjoy the convenience of an attached 1-car garage, in-unit laundry, and access to the community’s resort-style amenities, including a sparkling pool and spa. Located within walking distance to Sharp Medical Center, shopping, dining, and public transportation, with easy access to I-805, this home offers the perfect blend of comfort, convenience, and style. With low HOA and Mello-Roos fees, this is an incredible opportunity to own in one of Chula Vista’s most desirable neighborhoods.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.96
Remaining Loan Term
26 years, 3 months
Monthly PITI
$3,032.77/mo
Estimated Loan Balance
$486,614
Cash to close
$145,408
Interest Paid
$56,176

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir, NaturalGas
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: None
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Community

Construction

Type & Style
  • Stories: 2
  • Home type: Townhouse
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: Unknown
Condition
  • Year Built: 2004
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Chula Vista
  • Features: Pool
HOA
  • Has HOA: Yes
  • HOA Name: Tivoli Villas
  • HOA Amenities: Unknown
  • HOA Fee: $322
  • HOA Frequency: $Monthly
Location
  • Region: Chula Vista

Financial Details

  • Price per Sqft: $609.28
  • Tax Annual Amount: $7875
  • On Market Date: 2025-03-15T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $145,408 (23%)
You can enter any amount below - secondary financing will cover the difference if needed.
23%
$

You cover the entire equity of $145,408!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.96% Sellers Rate
$484,592
Your Cash$145,408
Total Purchase Price:$630,000

Assumed vs Traditional Mortgage

Assumed @ 2.96%
$2,210/mo
Traditional @ 7.5%
$3,691/mo
You save $1,481/month ($17,774/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 250020949SD

Listing From:

Last updated: 2025-03-17T01:54:27.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.96%
7.15%

Principal & Interest

$2,210 /mo
$3,558 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $145,408 (23%)
You can enter any amount below - secondary financing will cover the difference if needed.
23%
$

You cover the entire equity of $145,408!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.96% Sellers Rate
$484,592
Your Cash$145,408
Total Purchase Price:$630,000

Assumed vs Traditional Mortgage

Assumed @ 2.96%
$2,210/mo
Traditional @ 7.5%
$3,691/mo
You save $1,481/month ($17,774/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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