Laura Jewett

Laura Jewett

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$540,000

($83,105 down)
FHA

76375 Cambridge Drive, Palm Desert, CA 92211

3
3
1,754 sqft
PITI Monthly
$3,982.76 /mo

Listing courtesy of: Westley Silvestri, eXp Realty of California Inc

Assumed Rate

6.36%
7.15%

Principal & Interest

$2,921 /mo
$3,168 /mo

What's Special

MODERN
COMMUNITY POOL
SOLAR PANELS

Discover modern living in this beautifully designed 3-bedroom, 2.5-bathroom property, offering 1,754 sq. ft. Built in 2022, this two-story gem blends contemporary style with everyday comfort. With an open-concept layout filled with natural light. The sleek kitchen features modern appliances and ample counter space. Upstairs, you’ll find all three bedrooms, including a luxurious primary suite with an en-suite bathroom. Enjoy the convenience of owned solar panels, reducing energy costs and promoting sustainability. As a resident of University Park, enjoy access to a refreshing community pool and nearby amenities, including a beautiful park and dog park.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.36
Remaining Loan Term
27 years, 10 months
Monthly PITI
$3,982.76/mo
Estimated Loan Balance
$461,276
Cash to close
$83,105
Interest Paid
$63,846

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Block, ExcellentCondition, Vinyl
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Association

Construction

Type & Style
  • Stories: 2
  • Home type: Duplex
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 2022
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Suburban
HOA
  • Has HOA: Yes
  • HOA Name: University Park Palm Desert Community Association
  • HOA Amenities: Unknown
  • HOA Fee: $170
  • HOA Frequency: $Monthly
Location
  • Region: Palm Desert

Financial Details

  • Price per Sqft: $307.87
  • Tax Annual Amount: $6750
  • On Market Date: 2025-03-20T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $83,105 (15%)
You can enter any amount below - secondary financing will cover the difference if needed.
15%
$

You cover the entire equity of $83,105!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.36% Sellers Rate
$456,895
Your Cash$83,105
Total Purchase Price:$540,000

Assumed vs Traditional Mortgage

Assumed @ 6.36%
$2,921/mo
Traditional @ 7.5%
$3,286/mo
You save $364/month ($4,373/year)

*Secondary financing rates are an estimated value based on input

MLS ID: SR25059797

Listing From:

Last updated: 2025-03-21T13:47:39.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.36%
7.15%

Principal & Interest

$2,921 /mo
$3,168 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $83,105 (15%)
You can enter any amount below - secondary financing will cover the difference if needed.
15%
$

You cover the entire equity of $83,105!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.36% Sellers Rate
$456,895
Your Cash$83,105
Total Purchase Price:$540,000

Assumed vs Traditional Mortgage

Assumed @ 6.36%
$2,921/mo
Traditional @ 7.5%
$3,286/mo
You save $364/month ($4,373/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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