Laura Jewett

Laura Jewett

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$896,000

($620,917 down)
VA

7630 HANNA Street, Gilroy, CA 95020

3
2
1,519 sqft
PITI Monthly
$2,401.91 /mo

Listing courtesy of: Henry Maquinalez Jr, Coldwell Banker Realty

Assumed Rate

2.83%
7.15%

Principal & Interest

$1,252 /mo
$2,050 /mo

What's Special

LOCATION
DINING
FIREPLACE
CHARMING
COZY

Welcome to this charming 3-bedroom, 2-bathroom home located in the beautiful city of Gilroy. Spanning 1,519 sq. ft., this residence offers a comfortable living space. The well-appointed kitchen features ample cabinetry and plenty of counter space, making it perfect for cooking and entertaining. The home includes a separate family room and a dining area, providing versatile spaces for gatherings and everyday living. Centrally located and walking distance to downtown. The property boasts various amenities, including a cozy fireplace, ideal for relaxing evenings. The floors throughout the home are a mix of easy-to-maintain surfaces. For added convenience, there is a dedicated laundry area. The property is part of the Gilroy Unified School District. Additionally, the home includes a one-car garage and sits on a generous lot size of approximately 5,764 sq. ft. Don't miss out on this lovely home in a desirable location!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.83
Remaining Loan Term
25 years, 10 months
Monthly PITI
$2,401.91/mo
Estimated Loan Balance
$277,482
Cash to close
$620,917
Interest Paid
$34,179

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: None
  • Heating: WallFurnace
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: FamilyRoom, FreeStanding
  • Flooring: Laminate, Tile

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Composition
Condition
  • Year Built: 1920
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Gilroy

Financial Details

  • Price per Sqft: $589.86
  • Tax Annual Amount: $11200
  • On Market Date: 2025-04-01T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $620,917 (69%)
You can enter any amount below - secondary financing will cover the difference if needed.
69%
$

You cover the entire equity of $620,917!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.83% Sellers Rate
$275,083
Your Cash:$620,917
Total Purchase Price:$896,000

Assumed vs Traditional Mortgage

Assumed @ 2.83%
$1,252/mo
Traditional @ 7.5%
$2,126/mo
You save $874/month ($10,492/year)

*Secondary financing rates are an estimated value based on input

MLS ID: ML81988525

Listing From:

Last updated: 2025-04-01T21:54:50.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.83%
7.15%

Principal & Interest

$1,252 /mo
$2,050 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $620,917 (69%)
You can enter any amount below - secondary financing will cover the difference if needed.
69%
$

You cover the entire equity of $620,917!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.83% Sellers Rate
$275,083
Your Cash:$620,917
Total Purchase Price:$896,000

Assumed vs Traditional Mortgage

Assumed @ 2.83%
$1,252/mo
Traditional @ 7.5%
$2,126/mo
You save $874/month ($10,492/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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