Laura Jewett

Laura Jewett

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$790,000

($80,643 down)
VA

7605 S 18TH Way, Phoenix, AZ 85042

4
3
3,305 sqft
PITI Monthly
$4,547.27 /mo

Listing courtesy of: Hector Meraz, eXp Realty

Assumed Rate

4.75%
7.15%

Principal & Interest

$3,860 /mo
$4,998 /mo

What's Special

GATED COMMUNITY
DINING
SPACIOUS
GRANITE COUNTERTOPS
STAINLESS STEEL APPLIANCES
MASTER SUITE
DECK
PATIO
LANDSCAPED
MOUNTAIN VIEWS

Spacious home on an oversized lot in a gated community! This stunning property features 4 bedrooms plus a den and 3 full bathrooms, offering plenty of space for living and entertaining. The backyard is an entertainer's dream, boasting a custom pool, built-in BBQ, putting green, extended covered patio, lush landscaping, and a deck off the Master Bedroom with breathtaking mountain views. The large side yard includes an RV gate and a versatile half-court area. Inside, you'll find thoughtfully designed upgrades throughout. The expansive kitchen is ideal for hosting, complete with granite countertops, stainless steel appliances, and a butler's walk-in pantry with a bar area. It flows seamlessly into the family room and connects to the formal dining and living areas, making it perfect for gatherings. Enjoy scenic views of your beautifully landscaped backyard and pool from the kitchen. The downstairs features a den that can easily serve as a guest room, complemented by a full bathroom. With soaring 12+ ft ceilings on both levels, the home feels airy and inviting. Upstairs, the Master Suite is joined by three generously sized secondary bedrooms, offering comfort and versatility for all.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
4.75
Remaining Loan Term
27 years, 3 months
Monthly PITI
$4,547.27/mo
Estimated Loan Balance
$710,405
Cash to close
$80,643
Interest Paid
$94,635

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s)
  • Heating: Electric
Features
  • Materials: Synthetic Stucco, Wood Frame, Painted, Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: Yes
  • Carport Spaces: 3
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: Yes
  • Pool Features: Private

Construction

Type & Style
  • Stories: 2
  • Home type: Single Family Residence
  • Architectural Style:
Materials
  • Synthetic Stucco, Wood Frame, Painted, Stucco
  • Roof: Tile
Condition
  • Year Built: 2004
Details
  • Builder: Richmond American

Community & HOA

Community
  • Subdivision: LAS COLINAS
  • Features:
HOA
  • Has HOA: Yes
  • HOA Name: Las Colinas
  • HOA Amenities: Unknown
  • HOA Fee: $152.35
  • HOA Frequency: $Monthly
Location
  • Region: Phoenix

Financial Details

  • Price per Sqft: $239.03
  • Tax Annual Amount: $5645
  • On Market Date: 2025-02-03T20:50:13.000Z
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Apply to Assume

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Savings Calculator

Current cash to close is $80,643 (10%)
You can enter any amount below - secondary financing will cover the difference if needed.
10%
$

You cover the entire equity of $80,643!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.75% Sellers Rate
$709,357
Your Cash$80,643
Total Purchase Price:$790,000

Assumed vs Traditional Mortgage

Assumed @ 4.75%
$3,860/mo
Traditional @ 7.5%
$5,184/mo
You save $1,324/month ($15,890/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6814885

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-03-31T18:31:45.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.75%
7.15%

Principal & Interest

$3,860 /mo
$4,998 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $80,643 (10%)
You can enter any amount below - secondary financing will cover the difference if needed.
10%
$

You cover the entire equity of $80,643!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.75% Sellers Rate
$709,357
Your Cash$80,643
Total Purchase Price:$790,000

Assumed vs Traditional Mortgage

Assumed @ 4.75%
$3,860/mo
Traditional @ 7.5%
$5,184/mo
You save $1,324/month ($15,890/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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