Laura Jewett

Laura Jewett

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Closed

$985,000

($623,434 down)
VA

7565 Santa Theresa Drive, Gilroy, CA 95020

4
2
1,570 sqft
PITI Monthly
$2,494.84 /mo

Listing courtesy of: Jennifer Doak, Intero Real Estate Services

Assumed Rate

4.36%
7.15%

Principal & Interest

$2,278 /mo
$3,087 /mo

What's Special

FIREPLACE
LANDSCAPED
WALKING TRAILS

Don't miss your opportunity to be the 2nd owner of this well-loved home. Located in one of Gilroy's most coveted neighborhoods known for its well-maintained homes and tree-lined streets. This fantastic single-level layout is perfect for entertaining family and friends. It offers an open floor plan with plenty of natural light. There is a separate family room and living room. The kitchen features maple cabinets, stainless appliances, and a large pantry cabinet. Central Heat/AC will ensure year-round comfort. Other features include can lighting, ceiling fans, and a wood-burning fireplace. The large lot showcases a landscaped front and rear yard with no rear or side neighbors. Enjoy the convenience of proximity to Gilroy's restaurants, grocery stores, the Gilroy paved walking trails, and El Roble Park.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
4.36
Remaining Loan Term
19 years, 4 months
Monthly PITI
$2,494.84/mo
Estimated Loan Balance
$363,484
Cash to close
$623,434
Interest Paid
$191,218

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom, WoodBurning
  • Flooring: Laminate, Tile, Wood

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Traditional
Materials
  • Stucco
  • Roof: Composition
Condition
  • Year Built: 1978
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Gilroy

Financial Details

  • Price per Sqft: $627.39
  • Tax Annual Amount: $
  • On Market Date: 2024-10-04T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $623,434 (63%)
You can enter any amount below - secondary financing will cover the difference if needed.
63%
$

You cover the entire equity of $623,434!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.36% Sellers Rate
$361,566
Your Cash:$623,434
Total Purchase Price:$985,000

Assumed vs Traditional Mortgage

Assumed @ 4.36%
$2,278/mo
Traditional @ 7.5%
$3,202/mo
You save $924/month ($11,090/year)

*Secondary financing rates are an estimated value based on input

MLS ID: ML81982813

Listing From:

Last updated: 2024-12-19T05:50:24.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.36%
7.15%

Principal & Interest

$2,278 /mo
$3,087 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $623,434 (63%)
You can enter any amount below - secondary financing will cover the difference if needed.
63%
$

You cover the entire equity of $623,434!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.36% Sellers Rate
$361,566
Your Cash:$623,434
Total Purchase Price:$985,000

Assumed vs Traditional Mortgage

Assumed @ 4.36%
$2,278/mo
Traditional @ 7.5%
$3,202/mo
You save $924/month ($11,090/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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