Laura Jewett

Laura Jewett

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$269,000

($95,663 down)
FHA

7543 Mesa Road, Lucerne Valley, CA 92356

2
1
672 sqft
PITI Monthly
$1,439.35 /mo

Listing courtesy of: Keith Goddard, Berkshire Hathaway HomeService

Assumed Rate

7.06%
7.15%

Principal & Interest

$1,166 /mo
$1,177 /mo

What's Special

SHOPPING
COZY

Cozy cottage style 2Bd 1Ba home sits high above the Lucerne Valley, with extra large detached garage that has plenty of room to have your shop/craft room. The home has had some recent updates, and offers an open floor plan to the living room and comfortable kitchen. Covered porch with spectacular views of all Lucerne Valley And San Bernardino mountains. Plus there are 4.2 Acres of land with two sheds to explore and let your imagination run wild and entertain guests with outdoor activities. This lot is serviced with haul water pressure system for all your domestic water needs. Just a short drive to Big Bear and mountain resorts. Lucerne town center 10 minute drive for all shopping, food, postal and hardware needs. This home comes Furnished!!!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
7.06
Remaining Loan Term
29 years, 3 months
Monthly PITI
$1,439.35/mo
Estimated Loan Balance
$174,196
Cash to close
$95,663
Interest Paid
$9,193

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 1
Cooling & Heating
  • Cooling: EvaporativeCooling
  • Heating: WallFurnace
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Laminate

Exterior

Fencing
  • Fencing: AverageCondition
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: SepticTypeUnknown
  • Water Source: Other, Private
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Cottage
Materials
  • Stucco
  • Roof: Composition
Condition
  • Year Built: 1958
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Biking, Foothills, Hiking, HorseTrails, Mountainous, NearNationalForest, Rural, Valley
HOA
  • Has HOA: No
Location
  • Region: Lucerne Valley

Financial Details

  • Price per Sqft: $400.3
  • Tax Annual Amount: $3362.5
  • On Market Date: 2025-01-09T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $95,663 (36%)
You can enter any amount below - secondary financing will cover the difference if needed.
36%
$

You cover the entire equity of $95,663!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage7.06% Sellers Rate
$173,337
Your Cash$95,663
Total Purchase Price:$269,000

Assumed vs Traditional Mortgage

Assumed @ 7.06%
$1,166/mo
Traditional @ 7.5%
$1,177/mo
You save $11/month ($131/year)

*Secondary financing rates are an estimated value based on input

MLS ID: HD25005469

Listing From:

Last updated: 2025-03-03T02:47:28.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

7.06%
7.15%

Principal & Interest

$1,166 /mo
$1,177 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $95,663 (36%)
You can enter any amount below - secondary financing will cover the difference if needed.
36%
$

You cover the entire equity of $95,663!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage7.06% Sellers Rate
$173,337
Your Cash$95,663
Total Purchase Price:$269,000

Assumed vs Traditional Mortgage

Assumed @ 7.06%
$1,166/mo
Traditional @ 7.5%
$1,177/mo
You save $11/month ($131/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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