Laura Jewett

Laura Jewett

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Closed

$519,900

($27,546 down)
FHA

7520 Holly St, Oakland, CA 94621

2
1
1,036 sqft
PITI Monthly
$3,304.89 /mo

Listing courtesy of: Perla Perez, Real Brokerage Technologies

Assumed Rate

2.98%
7.15%

Principal & Interest

$2,223 /mo
$3,570 /mo

What's Special

SERENE
DINING
SPACIOUS
MODERN
GRANITE COUNTERTOPS
FIREPLACE
DECK
CHARMING
COZY

Welcome to your dream home! This charming Tudor-style gem, located in the serene Arroyo Viejo neighborhood, beautifully marries timeless elegance with modern convenience. As you step inside, you'll be greeted by an inviting, airy atmosphere bathed in natural light. The cozy living room, featuring large windows & a delightful wood-burning fireplace, is perfect for unwinding after a long day. Next to the living room, you'll find the spacious dining area with tall, east-facing windows that flood the space with warm morning sunlight & offer lovely views of the side deck and driveway. The heart of the home, the kitchen, is a cook's delight with its stylish wooden cabinets, granite countertops,& a practical breakfast bar, making it perfect for both everyday meals & entertaining.This thoughtfully designed home includes 2 comfortable bedrooms & a well-appointed bathroom, ensuring privacy and tranquility. Recent updates add to the home's appeal, including easy attic access with a new ladder, ideal for extra storage or a creative space, & a wired E.V charger for your convenience. Other upgrades include several new windows, fresh exterior paint,& a charming white picket fence that enhances both privacy & curb appeal. Don't miss your chance to call this exquisite Tudor-style house your home

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.98
Remaining Loan Term
26 years, 5 months
Monthly PITI
$3,304.89/mo
Estimated Loan Balance
$494,347
Cash to close
$27,546
Interest Paid
$54,331

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 1
Cooling & Heating
  • Cooling: Unknown
  • Heating: FloorFurnace
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom
  • Flooring: Laminate, Tile

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Shingle
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories:
  • Home type: SingleFamilyResidence
  • Architectural Style: Tudor
Materials
  • Stucco
  • Roof: Shingle
Condition
  • Year Built: 1927
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Not Listed
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Oakland

Financial Details

  • Price per Sqft: $501.83
  • Tax Annual Amount: $6498.75
  • On Market Date: 2024-07-17T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $27,546 (5%)
You can enter any amount below - secondary financing will cover the difference if needed.
5%
$

You cover the entire equity of $27,546!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.98% Sellers Rate
$492,354
Your Cash$27,546
Total Purchase Price:$519,900

Assumed vs Traditional Mortgage

Assumed @ 2.98%
$2,223/mo
Traditional @ 7.5%
$3,703/mo
You save $1,480/month ($17,764/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 41066784

Listing From:

Last updated: 2024-10-10T18:38:53.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.98%
7.15%

Principal & Interest

$2,223 /mo
$3,570 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $27,546 (5%)
You can enter any amount below - secondary financing will cover the difference if needed.
5%
$

You cover the entire equity of $27,546!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.98% Sellers Rate
$492,354
Your Cash$27,546
Total Purchase Price:$519,900

Assumed vs Traditional Mortgage

Assumed @ 2.98%
$2,223/mo
Traditional @ 7.5%
$3,703/mo
You save $1,480/month ($17,764/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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