Laura Jewett

Laura Jewett

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Closed

$460,000

($116,694 down)
VA

7507 S 23RD Drive, Phoenix, AZ 85041

4
3
2,063 sqft
PITI Monthly
$1,937.89 /mo

Listing courtesy of: Andrew A. Smith, Citiea

Assumed Rate

2.77%
7.15%

Principal & Interest

$1,528 /mo
$2,522 /mo

What's Special

SPACIOUS
STAINLESS STEEL APPLIANCES
WALK-IN CLOSET
GAME ROOM
PATIO

!!! ASSUMABLE VA LOAN 2.7% !!! Inside, you'll find an inviting hallway leading to the large open floor plan paired with tile flooring and sliding glass doors to the back patio. Fabulous kitchen showcases plenty of cabinets & cupboards with crown moulding, granite counters, mosaic backsplash, a pantry, recessed lighting, stainless steel appliances, and a prep island with a breakfast bar. The main bedroom is downstairs for convenience, offering plush carpet, an ensuite with dual sinks, and a walk-in closet. Don't miss the bright bonus room that can be used as a game room or extra bedroom for your guests. The spacious backyard, with its covered patio and fire pit, is ideal for weekend gatherings. This gem is the one for you!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.77
Remaining Loan Term
25 years, 9 months
Monthly PITI
$1,937.89/mo
Estimated Loan Balance
$345,504
Cash to close
$116,694
Interest Paid
$41,921

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Refrigeration, Ceiling Fan(s)
  • Heating: Electric
Features
  • Materials: Painted, Stucco, Frame - Wood
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Fire Pit
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Built-Up
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: Single Family - Detached
  • Architectural Style:
Materials
  • Painted, Stucco, Frame - Wood
  • Roof: Built-Up
Condition
  • Year Built: 2020
Details
  • Builder: Stewart Builders

Community & HOA

Community
  • Subdivision: PREVALENT AT MADISON RANCH
  • Features: Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: Prevalent at Madison
  • HOA Amenities: Unknown
  • HOA Fee: $0
  • HOA Frequency: $Monthly
Location
  • Region: Phoenix

Financial Details

  • Price per Sqft: $222.98
  • Tax Annual Amount: $2915
  • On Market Date: 2024-07-04T07:41:04.000Z
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Savings Calculator

Current cash to close is $116,694 (25%)
You can enter any amount below - secondary financing will cover the difference if needed.
25%
$

You cover the entire equity of $116,694!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.77% Sellers Rate
$343,306
Your Cash$116,694
Total Purchase Price:$460,000

Assumed vs Traditional Mortgage

Assumed @ 2.77%
$1,528/mo
Traditional @ 7.5%
$2,616/mo
You save $1,088/month ($13,052/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6707122

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2024-11-05T09:06:45.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.77%
7.15%

Principal & Interest

$1,528 /mo
$2,522 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $116,694 (25%)
You can enter any amount below - secondary financing will cover the difference if needed.
25%
$

You cover the entire equity of $116,694!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.77% Sellers Rate
$343,306
Your Cash$116,694
Total Purchase Price:$460,000

Assumed vs Traditional Mortgage

Assumed @ 2.77%
$1,528/mo
Traditional @ 7.5%
$2,616/mo
You save $1,088/month ($13,052/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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